For a single person buying a home, Amarante works out cheaper. A home in Amarante costs €18,540 less.
You will
Household
Transport
60 m²
More adjustments
AmarantePenafiel
Estimated home price · 60 m²€72,660Δ €18,540€91,200
On the day you buy
Down payment€7,266€9,120
Transfer tax (IMT)€0€0
Stamp duty · purchase€581€730
Stamp duty · loan€392€492
Total upfront€8,240€10,342
Monthly payment€252€316
Mortgage payments35 years at 3.00% · 90% financed
€3,020€3,791
€771less in Amarante
Property tax (IMI)1VPT estimated at 50% of price
€109€137
€28less in Amarante
Water, sewage and wasteOfficial tariffs · 4 m³/month
€323€287
€36less in Penafiel
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€227€220
€7less in Penafiel
Income tax refunded by the municipalityAmarante keeps the 5%, Penafiel keeps the 5%
€0€0
same in both
Total per yearItems with data for both
€4,059€4,814
€755less in Amarante
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
24%29%
5%better in Amarante
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+59%+80%
21 pointsrose more in Penafiel
Crime rateRecorded crimes per 1 000 residents
20.4/100021.0/1000
0.6/1000better in Amarante
Average commuteOne way to work or school
20 min22 min
2 minbetter in Amarante
Average salary (gross)Average monthly earnings, by place of work
€1,240/month€1,328/month
€88/monthbetter in Penafiel
Median salary (gross)Half of workers earn less than this, by place of work
€1,058/month€1,073/month
€15/monthbetter in Penafiel
Purchasing power (Portugal = 100)Per-capita index
75.880.8
5.0better in Penafiel
PharmaciesPer 1,000 people
0.30/10000.20/1000
0.10/1000better in Amarante
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
5.9 km6.1 km
0.2 kmbetter in Amarante
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
