For a single person buying a home, Amadora works out cheaper. A home in Amadora costs €67,380 less.
You will
Household
Transport
60 m²
More adjustments
AmadoraOeiras
Estimated home price · 60 m²€198,900Δ €67,380€266,280
On the day you buy
Down payment€19,890€26,628
Transfer tax (IMT)€3,465€8,182
Stamp duty · purchase€1,591€2,130
Stamp duty · loan€1,074€1,438
Total upfront€26,020€38,378
Monthly payment€689€922
Mortgage payments35 years at 3.00% · 90% financed
€8,267€11,068
€2,801less in Amadora
Property tax (IMI)1VPT estimated at 50% of price
€298€599
€301less in Amadora
Water, sewage and wasteOfficial tariffs · 4 m³/month
€272€285
€13less in Amadora
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€214€223
€9less in Amadora
Income tax refunded by the municipalityAmadora gives back 1.5%, Oeiras gives back 0.3%
€30€6
€24less in Amadora
Total per yearItems with data for both
€9,401€12,548
€3,147less in Amadora
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
51%56%
5%better in Amadora
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+90%+80%
10 pointsrose more in Amadora
Crime rateRecorded crimes per 1 000 residents
25.8/100026.8/1000
1.0/1000better in Amadora
Average commuteOne way to work or school
25 min24 min
1 minbetter in Oeiras
Average salary (gross)Average monthly earnings, by place of work
€1,885/month€2,214/month
€329/monthbetter in Oeiras
Median salary (gross)Half of workers earn less than this, by place of work
€1,358/month€1,651/month
€293/monthbetter in Oeiras
Purchasing power (Portugal = 100)Per-capita index
102.7150.1
47.4better in Oeiras
PharmaciesPer 1,000 people
0.20/10000.30/1000
0.10/1000better in Oeiras
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
2.8 km4.1 km
1.3 kmbetter in Amadora
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
