For a single person buying a home, Amadora works out cheaper. A home in Amadora costs €16,800 less.
You will
Household
Transport
60 m²
More adjustments
AmadoraOdivelas
Estimated home price · 60 m²€198,900Δ €16,800€215,700
On the day you buy
Down payment€19,890€21,570
Transfer tax (IMT)€3,465€4,641
Stamp duty · purchase€1,591€1,726
Stamp duty · loan€1,074€1,165
Total upfront€26,020€29,101
Monthly payment€689€747
Mortgage payments35 years at 3.00% · 90% financed
€8,267€8,965
€698less in Amadora
Property tax (IMI)1VPT estimated at 50% of price
€298€356
€58less in Amadora
Water, sewage and wasteOfficial tariffs · 4 m³/month
€272€260
€12less in Odivelas
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€214€228
€14less in Amadora
Income tax refunded by the municipalityAmadora gives back 1.5%, Odivelas keeps the 5%
€30€0
€30less in Amadora
Total per yearItems with data for both
€9,401€10,190
€789less in Amadora
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
51%70%
19%better in Amadora
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+90%+73%
17 pointsrose more in Amadora
Crime rateRecorded crimes per 1 000 residents
25.8/100017.2/1000
8.6/1000better in Odivelas
Average commuteOne way to work or school
25 min25 min
same in both
Average salary (gross)Average monthly earnings, by place of work
€1,885/month€1,256/month
€629/monthbetter in Amadora
Median salary (gross)Half of workers earn less than this, by place of work
€1,358/month€1,062/month
€296/monthbetter in Amadora
Purchasing power (Portugal = 100)Per-capita index
102.796.1
6.6better in Amadora
PharmaciesPer 1,000 people
0.20/10000.20/1000
same in both
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
2.8 km3.4 km
0.6 kmbetter in Amadora
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
