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Almada vs Seixal: cost of living compared

versus

Yearly saving in Seixal

€1,132/year

For a single person buying a home, Seixal works out cheaper. A home in Seixal costs €25,800 less.

You will

BuyRent

Household

SingleCoupleFamily

Transport

NonePassCar

Home size (m²)

60 m²

More adjustments

Water use (m³/month)DependantsIncome tax paid per year (€)Household gross monthly income (€)Home price (€)Taxable property value, VPT (€)Down payment (%)Term (years)Interest rate (%)I'm 35 or under and it's my first home (IMT Jovem)

AlmadaSeixal

Estimated home price · 60 m²€203,220Δ €25,800€177,420

On the day you buy

Down payment€20,322€17,742

Transfer tax (IMT)€3,767€2,380

Stamp duty · purchase€1,626€1,419

Stamp duty · loan€1,097€958

Total upfront€26,813€22,499

Monthly payment€704€615

Mortgage payments35 years at 3.00% · 90% financed

€8,447€7,374

€1,073less in Seixal

Property tax (IMI)¹VPT estimated at 50% of price

€356€288

€68less in Seixal

Water, sewage and wasteOfficial tariffs · 4 m³/month

€219€209

€10less in Seixal

ElectricityERSE regulated tariff · 1,469 kWh/year

€380€380

same in both

GasNatural gas, regulated tariff

€218€236

€18less in Almada

Income tax refunded by the municipalityAlmada keeps the 5%, Seixal keeps the 5%

€0€0

same in both

Total per yearItems with data for both

€9,619€8,487

€1,132less in Seixal

¹ Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.

Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).

Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026

Beyond the cost

Mortgage payment ÷ 1 × local median gross salary

63%55%

8%better in Seixal

House price rise over 5 yearsMedian sale price (€/m²), over 5 years

+84%+110%

26 pointsrose more in Seixal

Crime rateRecorded crimes per 1 000 residents

32.9/100024.7/1000

8.2/1000better in Seixal

Average commuteOne way to work or school

28 min29 min

1 minbetter in Almada

Average salary (gross)Average monthly earnings, by place of work

€1,432/month€1,585/month

€153/monthbetter in Seixal

Median salary (gross)Half of workers earn less than this, by place of work

€1,121/month€1,111/month

€10/monthbetter in Almada

Purchasing power (Portugal = 100)Per-capita index

106.096.0

10.0better in Almada

PharmaciesPer 1,000 people

0.20/10000.20/1000

same in both

Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department

3.5 km6.0 km

2.5 kmbetter in Almada

CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)

55/10038/100

17/100better in Almada

Crèche placesTotal crèche places (excluding childminders)

2,7961,898

898better in Almada

Not-for-profit crèchesShare of places in public, IPSS and misericórdia crèches, free under Creche Feliz

62%32%

30%better in Almada

Ageing indexOlder people per 100 young (lower = younger)

174144

30better in Seixal

Burnt land over 10 yearsShare of the land that burnt at least once in 10 years

0.6%2.5%

1.9%better in Almada

Not part of the euro total. Crime: recorded crimes per 1 000 residents (2025). Commute: average one-way trip to work or school (2021).

Almada and Seixal in the rankings

See where Almada and Seixal rank on each indicator: home prices, salaries, emergency care, crèches…

Choose the indicator →

Better valueSeixal

Almada → Seixal →