Alfândega da Fé vs Vila Flor: cost of living compared
versus
Yearly saving in Vila Flor
€187/year
For a single person buying a home, Vila Flor works out cheaper. A home in Vila Flor costs €1,140 less.
You will
Household
Transport
60 m²
More adjustments
Alfândega da FéVila Flor
Estimated home price · 60 m²€32,280Δ €1,140€31,140
On the day you buy
Down payment€3,228€3,114
Transfer tax (IMT)€0€0
Stamp duty · purchase€258€249
Stamp duty · loan€174€168
Total upfront€3,661€3,531
Monthly payment€112€108
Mortgage payments35 years at 3.00% · 90% financed
€1,342€1,294
€48less in Vila Flor
Property tax (IMI)1VPT estimated at 50% of price
€61€47
€14less in Vila Flor
Water, sewage and wasteOfficial tariffs · 4 m³/month
no data for Vila Flor
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€233€209
€24less in Vila Flor
Income tax refunded by the municipalityAlfândega da Fé keeps the 5%, Vila Flor gives back the 5%
€0€100
€100less in Vila Flor
Total per yearItems with data for both
€2,016€1,829
€187less in Vila Flor
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
excluded from comparison (missing for the other municipality)
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
11%10%
1%better in Vila Flor
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+8%+88%
80 pointsrose more in Vila Flor
Crime rateRecorded crimes per 1 000 residents
34.2/100027.9/1000
6.3/1000better in Vila Flor
Average commuteOne way to work or school
15 min15 min
same in both
Average salary (gross)Average monthly earnings, by place of work
€1,084/month€1,163/month
€79/monthbetter in Vila Flor
Median salary (gross)Half of workers earn less than this, by place of work
€996/month€1,038/month
€42/monthbetter in Vila Flor
Purchasing power (Portugal = 100)Per-capita index
69.168.5
0.6better in Alfândega da Fé
PharmaciesPer 1,000 people
0.50/10000.30/1000
0.20/1000better in Alfândega da Fé
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
18.4 km18.8 km
0.4 kmbetter in Alfândega da Fé
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
