For a single person buying a home, Rio Maior works out cheaper. A home in Rio Maior costs €31,140 less.
You will
Household
Transport
60 m²
More adjustments
AlcobaçaRio Maior
Estimated home price · 60 m²€112,560Δ €31,140€81,420
On the day you buy
Down payment€11,256€8,142
Transfer tax (IMT)€124€0
Stamp duty · purchase€900€651
Stamp duty · loan€608€440
Total upfront€12,889€9,233
Monthly payment€390€282
Mortgage payments35 years at 3.00% · 90% financed
€4,678€3,384
€1,294less in Rio Maior
Property tax (IMI)1VPT estimated at 50% of price
€169€155
€14less in Rio Maior
Water, sewage and wasteOfficial tariffs · 4 m³/month
€231€167
€64less in Rio Maior
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€209€209
same in both
Income tax refunded by the municipalityAlcobaça gives back 2.8%, Rio Maior gives back 0.6%
€56€12
€44less in Alcobaça
Total per yearItems with data for both
€5,611€4,282
€1,329less in Rio Maior
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
35%25%
10%better in Rio Maior
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+106%+74%
32 pointsrose more in Alcobaça
Crime rateRecorded crimes per 1 000 residents
26.5/100025.6/1000
0.9/1000better in Rio Maior
Average commuteOne way to work or school
16 min17 min
1 minbetter in Alcobaça
Average salary (gross)Average monthly earnings, by place of work
€1,313/month€1,331/month
€18/monthbetter in Rio Maior
Median salary (gross)Half of workers earn less than this, by place of work
€1,110/month€1,121/month
€11/monthbetter in Rio Maior
Purchasing power (Portugal = 100)Per-capita index
84.888.2
3.4better in Rio Maior
PharmaciesPer 1,000 people
0.30/10000.20/1000
0.10/1000better in Alcobaça
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
8.0 km17.0 km
9.0 kmbetter in Alcobaça
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
