Aveiro · Viseu

Águeda vs Oliveira de Frades: cost of living compared

versus

Yearly saving in Oliveira de Frades

€1,158/year

For a single person buying a home, Oliveira de Frades works out cheaper. A home in Oliveira de Frades costs €29,220 less.

You will

BuyRent

Household

SingleCoupleFamily

Transport

NonePassCar

Home size (m²)

60 m²

More adjustments

Water use (m³/month)DependantsIncome tax paid per year (€)Household gross monthly income (€)Home price (€)Taxable property value, VPT (€)Down payment (%)Term (years)Interest rate (%)I'm 35 or under and it's my first home (IMT Jovem)

ÁguedaOliveira de Frades

Estimated home price · 60 m²€84,600Δ €29,220€55,380

On the day you buy

Down payment€8,460€5,538

Transfer tax (IMT)€0€0

Stamp duty · purchase€677€443

Stamp duty · loan€457€299

Total upfront€9,594€6,280

Monthly payment€293€192

Mortgage payments35 years at 3.00% · 90% financed

€3,516€2,302

€1,214less in Oliveira de Frades

Property tax (IMI)¹VPT estimated at 50% of price

€127€83

€44less in Oliveira de Frades

Water, sewage and wasteOfficial tariffs · 4 m³/month

€277€126

€151less in Oliveira de Frades

ElectricityERSE regulated tariff · 1,469 kWh/year

€380€380

same in both

GasÁgueda: network · Oliveira de Frades: bottle

€209€360

€151less in Águeda

Income tax refunded by the municipalityÁgueda gives back the 5%, Oliveira de Frades keeps the 5%

€100€0

€100less in Águeda

Total per yearItems with data for both

€4,408€3,250

€1,158less in Oliveira de Frades

¹ Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.

Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).

Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026

Beyond the cost

Mortgage payment ÷ 1 × local median gross salary

25%16%

9%better in Oliveira de Frades

House price rise over 5 yearsMedian sale price (€/m²), over 5 years

+86%+52%

34 pointsrose more in Águeda

Crime rateRecorded crimes per 1 000 residents

26.8/100027.8/1000

1.0/1000better in Águeda

Average commuteOne way to work or school

15 min17 min

2 minbetter in Águeda

Average salary (gross)Average monthly earnings, by place of work

€1,384/month€1,453/month

€69/monthbetter in Oliveira de Frades

Median salary (gross)Half of workers earn less than this, by place of work

€1,159/month€1,213/month

€54/monthbetter in Oliveira de Frades

Purchasing power (Portugal = 100)Per-capita index

89.584.0

5.5better in Águeda

PharmaciesPer 1,000 people

0.30/10000.40/1000

0.10/1000better in Oliveira de Frades

Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department

4.5 km13.2 km

8.7 kmbetter in Águeda

CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)

87/10042/100

45/100better in Águeda

Crèche placesTotal crèche places (excluding childminders)

85778

779better in Águeda

Not-for-profit crèchesShare of places in public, IPSS and misericórdia crèches, free under Creche Feliz

100%100%

same in both

Ageing indexOlder people per 100 young (lower = younger)

209203

6better in Oliveira de Frades

Burnt land over 10 yearsShare of the land that burnt at least once in 10 years

39%35%

4.0%better in Oliveira de Frades

Not part of the euro total. Crime: recorded crimes per 1 000 residents (2025). Commute: average one-way trip to work or school (2021).

Águeda and Oliveira de Frades in the rankings

See where Águeda and Oliveira de Frades rank on each indicator: home prices, salaries, emergency care, crèches…

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Better valueOliveira de Frades

Águeda → Oliveira de Frades →