Águeda vs Albergaria-a-Velha: cost of living compared
versus
Yearly saving in Águeda
€326/year
For a single person buying a home, Águeda works out cheaper. A home in Águeda costs €4,680 less.
You will
Household
Transport
60 m²
More adjustments
ÁguedaAlbergaria-a-Velha
Estimated home price · 60 m²€84,600Δ €4,680€89,280
On the day you buy
Down payment€8,460€8,928
Transfer tax (IMT)€0€0
Stamp duty · purchase€677€714
Stamp duty · loan€457€482
Total upfront€9,594€10,124
Monthly payment€293€309
Mortgage payments35 years at 3.00% · 90% financed
€3,516€3,711
€195less in Águeda
Property tax (IMI)1VPT estimated at 50% of price
€127€134
€7less in Águeda
Water, sewage and wasteOfficial tariffs · 4 m³/month
€277€346
€69less in Águeda
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€209€209
same in both
Income tax refunded by the municipalityÁgueda gives back the 5%, Albergaria-a-Velha gives back 2.3%
€100€45
€55less in Águeda
Total per yearItems with data for both
€4,408€4,734
€326less in Águeda
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
25%25%
same in both
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+86%+83%
3 pointsrose more in Águeda
Crime rateRecorded crimes per 1 000 residents
26.8/100032.1/1000
5.3/1000better in Águeda
Average commuteOne way to work or school
15 min16 min
1 minbetter in Águeda
Average salary (gross)Average monthly earnings, by place of work
€1,384/month€1,454/month
€70/monthbetter in Albergaria-a-Velha
Median salary (gross)Half of workers earn less than this, by place of work
€1,159/month€1,245/month
€86/monthbetter in Albergaria-a-Velha
Purchasing power (Portugal = 100)Per-capita index
89.585.4
4.1better in Águeda
PharmaciesPer 1,000 people
0.30/10000.30/1000
same in both
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
4.5 km11.1 km
6.6 kmbetter in Águeda
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
