For a single person buying a home, Trofa works out cheaper. A home in Trofa costs €22,440 less.
You will
Household
Transport
60 m²
More adjustments
TrofaVila do Conde
Estimated home price · 60 m²€117,540Δ €22,440€139,980
On the day you buy
Down payment€11,754€13,998
Transfer tax (IMT)€224€673
Stamp duty · purchase€940€1,120
Stamp duty · loan€635€756
Total upfront€13,553€16,546
Monthly payment€407€485
Mortgage payments35 years at 3.00% · 90% financed
€4,885€5,818
€933less in Trofa
Property tax (IMI)1VPT estimated at 50% of price
€229€210
€19less in Vila do Conde
Water, sewage and wasteOfficial tariffs · 4 m³/month
€357€287
€70less in Vila do Conde
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€209€209
same in both
Income tax refunded by the municipalityTrofa gives back 1%
no data for Vila do Conde
Total per yearItems with data for both
€6,060€6,904
€844less in Trofa
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
excluded from comparison (missing for the other municipality)
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
34%41%
7%better in Trofa
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+107%+77%
30 pointsrose more in Trofa
Crime rateRecorded crimes per 1 000 residents
21.8/100025.4/1000
3.6/1000better in Trofa
Average commuteOne way to work or school
18 min20 min
2 minbetter in Trofa
Average salary (gross)Average monthly earnings, by place of work
€1,467/month€1,487/month
€20/monthbetter in Vila do Conde
Median salary (gross)Half of workers earn less than this, by place of work
€1,202/month€1,175/month
€27/monthbetter in Trofa
Purchasing power (Portugal = 100)Per-capita index
92.694.1
1.5better in Vila do Conde
PharmaciesPer 1,000 people
0.20/10000.20/1000
same in both
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
8.2 km6.4 km
1.8 kmbetter in Vila do Conde
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
