Torre de Moncorvo vs Vila Nova de Foz Côa: cost of living compared
versus
Yearly saving in Vila Nova de Foz Côa
€5/year
For a single person buying a home, Vila Nova de Foz Côa works out cheaper.
You will
Household
Transport
60 m²
More adjustments
Torre de MoncorvoVila Nova de Foz Côa
Estimated home price · 60 m²€26,880Δ €0€26,880
On the day you buy
Down payment€2,688€2,688
Transfer tax (IMT)€0€0
Stamp duty · purchase€215€215
Stamp duty · loan€145€145
Total upfront€3,048€3,048
Monthly payment€93€93
Mortgage payments35 years at 3.00% · 90% financed
€1,117€1,117
same in both
Property tax (IMI)1VPT estimated at 50% of price
€40€40
same in both
Water, sewage and wasteOfficial tariffs · 4 m³/month
€258€102
€156less in Vila Nova de Foz Côa
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasTorre de Moncorvo: network · Vila Nova de Foz Côa: bottle
€209€360
€151less in Torre de Moncorvo
Income tax refunded by the municipalityTorre de Moncorvo keeps the 5%, Vila Nova de Foz Côa keeps the 5%
€0€0
same in both
Total per yearItems with data for both
€2,004€1,999
€5less in Vila Nova de Foz Côa
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
10%9%
1%better in Vila Nova de Foz Côa
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+6%+69%
63 pointsrose more in Vila Nova de Foz Côa
Crime rateRecorded crimes per 1 000 residents
42.4/100043.5/1000
1.1/1000better in Torre de Moncorvo
Average commuteOne way to work or school
16 min15 min
1 minbetter in Vila Nova de Foz Côa
Average salary (gross)Average monthly earnings, by place of work
€1,089/month€1,197/month
€108/monthbetter in Vila Nova de Foz Côa
Median salary (gross)Half of workers earn less than this, by place of work
€971/month€1,003/month
€32/monthbetter in Vila Nova de Foz Côa
Purchasing power (Portugal = 100)Per-capita index
69.971.5
1.6better in Vila Nova de Foz Côa
PharmaciesPer 1,000 people
0.50/10000.70/1000
0.20/1000better in Vila Nova de Foz Côa
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
14.7 km6.2 km
8.5 kmbetter in Vila Nova de Foz Côa
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
