Tomar vs Vila Nova da Barquinha: cost of living compared
versus
Yearly saving in Tomar
€499/year
For a single person buying a home, Tomar works out cheaper. A home in Tomar costs €12,180 less.
You will
Household
Transport
60 m²
More adjustments
TomarVila Nova da Barquinha
Estimated home price · 60 m²€81,660Δ €12,180€93,840
On the day you buy
Down payment€8,166€9,384
Transfer tax (IMT)€0€0
Stamp duty · purchase€653€751
Stamp duty · loan€441€507
Total upfront€9,260€10,641
Monthly payment€283€325
Mortgage payments35 years at 3.00% · 90% financed
€3,394€3,900
€506less in Tomar
Property tax (IMI)1VPT estimated at 50% of price
€139€141
€2less in Tomar
Water, sewage and wasteOfficial tariffs · 4 m³/month
€261€261
same in both
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€209€209
same in both
Income tax refunded by the municipalityTomar keeps the 5%, Vila Nova da Barquinha gives back 0.5%
€0€10
€10less in Vila Nova da Barquinha
Total per yearItems with data for both
€4,382€4,881
€499less in Tomar
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
26%30%
4%better in Tomar
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+88%+132%
44 pointsrose more in Vila Nova da Barquinha
Crime rateRecorded crimes per 1 000 residents
32.2/100039.4/1000
7.2/1000better in Tomar
Average commuteOne way to work or school
18 min20 min
2 minbetter in Tomar
Average salary (gross)Average monthly earnings, by place of work
€1,327/month€1,222/month
€105/monthbetter in Tomar
Median salary (gross)Half of workers earn less than this, by place of work
€1,100/month€1,072/month
€28/monthbetter in Tomar
Purchasing power (Portugal = 100)Per-capita index
88.477.2
11.2better in Tomar
PharmaciesPer 1,000 people
0.30/10000.40/1000
0.10/1000better in Vila Nova da Barquinha
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
4.4 km9.1 km
4.7 kmbetter in Tomar
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
