For a single person buying a home, Vila de Rei works out cheaper. A home in Vila de Rei costs €20,340 less.
You will
Household
Transport
60 m²
More adjustments
TomarVila de Rei
Estimated home price · 60 m²€81,660Δ €20,340€61,320
On the day you buy
Down payment€8,166€6,132
Transfer tax (IMT)€0€0
Stamp duty · purchase€653€491
Stamp duty · loan€441€331
Total upfront€9,260€6,954
Monthly payment€283€212
Mortgage payments35 years at 3.00% · 90% financed
€3,394€2,549
€845less in Vila de Rei
Property tax (IMI)1VPT estimated at 50% of price
€139€92
€47less in Vila de Rei
Water, sewage and wasteOfficial tariffs · 4 m³/month
€261€159
€102less in Vila de Rei
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasTomar: network · Vila de Rei: bottle
€209€360
€151less in Tomar
Income tax refunded by the municipalityTomar keeps the 5%, Vila de Rei gives back 2.5%
€0€50
€50less in Vila de Rei
Total per yearItems with data for both
€4,382€3,489
€893less in Vila de Rei
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
26%22%
4%better in Vila de Rei
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+88%+145%
57 pointsrose more in Vila de Rei
Crime rateRecorded crimes per 1 000 residents
32.2/100019.8/1000
12.4/1000better in Vila de Rei
Average commuteOne way to work or school
18 min16 min
2 minbetter in Vila de Rei
Average salary (gross)Average monthly earnings, by place of work
€1,327/month€1,063/month
€264/monthbetter in Tomar
Median salary (gross)Half of workers earn less than this, by place of work
€1,100/month€957/month
€143/monthbetter in Tomar
Purchasing power (Portugal = 100)Per-capita index
88.470.9
17.5better in Tomar
PharmaciesPer 1,000 people
0.30/10000.30/1000
same in both
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
4.4 km23.8 km
19.4 kmbetter in Tomar
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
