Terras de Bouro vs Vila Verde: cost of living compared
versus
Yearly saving in Terras de Bouro
€1,153/year
For a single person buying a home, Terras de Bouro works out cheaper. A home in Terras de Bouro costs €23,640 less.
You will
Household
Transport
60 m²
More adjustments
Terras de BouroVila Verde
Estimated home price · 60 m²€68,640Δ €23,640€92,280
On the day you buy
Down payment€6,864€9,228
Transfer tax (IMT)€0€0
Stamp duty · purchase€549€738
Stamp duty · loan€371€498
Total upfront€7,784€10,465
Monthly payment€238€320
Mortgage payments35 years at 3.00% · 90% financed
€2,853€3,836
€983less in Terras de Bouro
Property tax (IMI)1VPT estimated at 50% of price
€103€138
€35less in Terras de Bouro
Water, sewage and wasteOfficial tariffs · 4 m³/month
€77€212
€135less in Terras de Bouro
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€209€209
same in both
Income tax refunded by the municipalityTerras de Bouro gives back 1%
no data for Vila Verde
Total per yearItems with data for both
€3,621€4,774
€1,153less in Terras de Bouro
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
excluded from comparison (missing for the other municipality)
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
25%31%
6%better in Terras de Bouro
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+79%+85%
6 pointsrose more in Vila Verde
Crime rateRecorded crimes per 1 000 residents
25.3/100025.6/1000
0.3/1000better in Terras de Bouro
Average commuteOne way to work or school
22 min19 min
3 minbetter in Vila Verde
Average salary (gross)Average monthly earnings, by place of work
€1,184/month€1,183/month
€1/monthbetter in Terras de Bouro
Median salary (gross)Half of workers earn less than this, by place of work
€970/month€1,024/month
€54/monthbetter in Vila Verde
Purchasing power (Portugal = 100)Per-capita index
67.975.6
7.7better in Vila Verde
PharmaciesPer 1,000 people
0.50/10000.20/1000
0.30/1000better in Terras de Bouro
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
21.0 km10.8 km
10.2 kmbetter in Vila Verde
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
