Tavira vs Vila Real de Santo António: cost of living compared
versus
Yearly saving in Vila Real de Santo António
€150/year
For a single person buying a home, Vila Real de Santo António works out cheaper. A home in Vila Real de Santo António costs €9,960 less.
You will
Household
Transport
60 m²
More adjustments
TaviraVila Real de Santo António
Estimated home price · 60 m²€196,920Δ €9,960€186,960
On the day you buy
Down payment€19,692€18,696
Transfer tax (IMT)€3,355€2,857
Stamp duty · purchase€1,575€1,496
Stamp duty · loan€1,063€1,010
Total upfront€25,686€24,058
Monthly payment€682€648
Mortgage payments35 years at 3.00% · 90% financed
€8,185€7,771
€414less in Vila Real de Santo António
Property tax (IMI)1VPT estimated at 50% of price
€295€421
€126less in Tavira
Water, sewage and wasteOfficial tariffs · 4 m³/month
€276€365
€89less in Tavira
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNo network: butane bottles
€360€360
same in both
Income tax refunded by the municipalityTavira gives back 2.5%, Vila Real de Santo António keeps the 5%
€50€0
€50less in Tavira
Total per yearItems with data for both
€9,446€9,296
€150less in Vila Real de Santo António
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
66%63%
3%better in Vila Real de Santo António
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+60%+75%
15 pointsrose more in Vila Real de Santo António
Crime rateRecorded crimes per 1 000 residents
35.0/100043.0/1000
8.0/1000better in Tavira
Average commuteOne way to work or school
16 min14 min
2 minbetter in Vila Real de Santo António
Average salary (gross)Average monthly earnings, by place of work
€1,204/month€1,258/month
€54/monthbetter in Vila Real de Santo António
Median salary (gross)Half of workers earn less than this, by place of work
€1,038/month€1,028/month
€10/monthbetter in Tavira
Purchasing power (Portugal = 100)Per-capita index
92.592.2
0.3better in Tavira
PharmaciesPer 1,000 people
0.30/10000.20/1000
0.10/1000better in Tavira
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
20.9 km3.2 km
17.7 kmbetter in Vila Real de Santo António
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)