Sobral de Monte Agraço vs Torres Vedras: cost of living compared
versus
Yearly saving in Sobral de Monte Agraço
€1,479/year
For a single person buying a home, Sobral de Monte Agraço works out cheaper. A home in Sobral de Monte Agraço costs €31,080 less.
You will
Household
Transport
60 m²
More adjustments
Sobral de Monte AgraçoTorres Vedras
Estimated home price · 60 m²€113,580Δ €31,080€144,660
On the day you buy
Down payment€11,358€14,466
Transfer tax (IMT)€145€766
Stamp duty · purchase€909€1,157
Stamp duty · loan€613€781
Total upfront€13,025€17,171
Monthly payment€393€501
Mortgage payments35 years at 3.00% · 90% financed
€4,721€6,013
€1,292less in Sobral de Monte Agraço
Property tax (IMI)1VPT estimated at 50% of price
€170€253
€83less in Sobral de Monte Agraço
Water, sewage and wasteOfficial tariffs · 4 m³/month
€164€268
€104less in Sobral de Monte Agraço
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€209€234
€25less in Sobral de Monte Agraço
Income tax refunded by the municipalitySobral de Monte Agraço keeps the 5%, Torres Vedras gives back 1.3%
€0€25
€25less in Torres Vedras
Total per yearItems with data for both
€5,643€7,122
€1,479less in Sobral de Monte Agraço
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
37%46%
9%better in Sobral de Monte Agraço
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+113%+101%
12 pointsrose more in Sobral de Monte Agraço
Crime rateRecorded crimes per 1 000 residents
37.6/100023.6/1000
14.0/1000better in Torres Vedras
Average commuteOne way to work or school
23 min21 min
2 minbetter in Torres Vedras
Average salary (gross)Average monthly earnings, by place of work
€1,239/month€1,314/month
€75/monthbetter in Torres Vedras
Median salary (gross)Half of workers earn less than this, by place of work
€1,050/month€1,098/month
€48/monthbetter in Torres Vedras
Purchasing power (Portugal = 100)Per-capita index
82.493.5
11.1better in Torres Vedras
PharmaciesPer 1,000 people
0.30/10000.30/1000
same in both
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
12.5 km6.5 km
6.0 kmbetter in Torres Vedras
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
