Sever do Vouga vs Vale de Cambra: cost of living compared
versus
Yearly saving in Sever do Vouga
€808/year
For a single person buying a home, Sever do Vouga works out cheaper. A home in Sever do Vouga costs €22,500 less.
You will
Household
Transport
60 m²
More adjustments
Sever do VougaVale de Cambra
Estimated home price · 60 m²€49,500Δ €22,500€72,000
On the day you buy
Down payment€4,950€7,200
Transfer tax (IMT)€0€0
Stamp duty · purchase€396€576
Stamp duty · loan€267€389
Total upfront€5,613€8,165
Monthly payment€171€249
Mortgage payments35 years at 3.00% · 90% financed
€2,057€2,993
€936less in Sever do Vouga
Property tax (IMI)1VPT estimated at 50% of price
€74€108
€34less in Sever do Vouga
Water, sewage and wasteOfficial tariffs · 4 m³/month
no data for Sever do Vouga
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasSever do Vouga: bottle · Vale de Cambra: network
€360€209
€151less in Vale de Cambra
Income tax refunded by the municipalitySever do Vouga gives back 2%, Vale de Cambra gives back 2.5%
€40€50
€10less in Vale de Cambra
Total per yearItems with data for both
€2,831€3,639
€808less in Sever do Vouga
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
excluded from comparison (missing for the other municipality)
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
14%20%
6%better in Sever do Vouga
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+52%+45%
7 pointsrose more in Sever do Vouga
Crime rateRecorded crimes per 1 000 residents
25.1/100023.8/1000
1.3/1000better in Vale de Cambra
Average commuteOne way to work or school
17 min16 min
1 minbetter in Vale de Cambra
Average salary (gross)Average monthly earnings, by place of work
€1,383/month€1,471/month
€88/monthbetter in Vale de Cambra
Median salary (gross)Half of workers earn less than this, by place of work
€1,196/month€1,225/month
€29/monthbetter in Vale de Cambra
Purchasing power (Portugal = 100)Per-capita index
81.186.5
5.4better in Vale de Cambra
PharmaciesPer 1,000 people
0.40/10000.30/1000
0.10/1000better in Sever do Vouga
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
14.6 km8.0 km
6.6 kmbetter in Vale de Cambra
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
