Castelo Branco

Sertã vs Vila de Rei: cost of living compared

versus

Yearly saving in Sertã

€121/year

For a single person buying a home, Sertã works out cheaper. A home in Sertã costs €3,240 less.

You will

BuyRent

Household

SingleCoupleFamily

Transport

NonePassCar

Home size (m²)

60 m²

More adjustments

Water use (m³/month)DependantsIncome tax paid per year (€)Household gross monthly income (€)Home price (€)Taxable property value, VPT (€)Down payment (%)Term (years)Interest rate (%)I'm 35 or under and it's my first home (IMT Jovem)

SertãVila de Rei

Estimated home price · 60 m²€58,080Δ €3,240€61,320

On the day you buy

Down payment€5,808€6,132

Transfer tax (IMT)€0€0

Stamp duty · purchase€465€491

Stamp duty · loan€314€331

Total upfront€6,586€6,954

Monthly payment€201€212

Mortgage payments35 years at 3.00% · 90% financed

€2,414€2,549

€135less in Sertã

Property tax (IMI)¹VPT estimated at 50% of price

€87€92

€5less in Sertã

Water, sewage and wasteOfficial tariffs · 4 m³/month

€178€159

€19less in Vila de Rei

ElectricityERSE regulated tariff · 1,469 kWh/year

€380€380

same in both

GasNo network: butane bottles

€360€360

same in both

Income tax refunded by the municipalitySertã gives back 2.5%, Vila de Rei gives back 2.5%

€50€50

same in both

Total per yearItems with data for both

€3,368€3,489

€121less in Sertã

¹ Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.

Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).

Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026

Beyond the cost

Mortgage payment ÷ 1 × local median gross salary

20%22%

2%better in Sertã

House price rise over 5 yearsMedian sale price (€/m²), over 5 years

+74%+145%

71 pointsrose more in Vila de Rei

Crime rateRecorded crimes per 1 000 residents

32.8/100019.8/1000

13.0/1000better in Vila de Rei

Average commuteOne way to work or school

16 min16 min

same in both

Average salary (gross)Average monthly earnings, by place of work

€1,179/month€1,063/month

€116/monthbetter in Sertã

Median salary (gross)Half of workers earn less than this, by place of work

€1,026/month€957/month

€69/monthbetter in Sertã

Purchasing power (Portugal = 100)Per-capita index

75.970.9

5.0better in Sertã

PharmaciesPer 1,000 people

0.30/10000.30/1000

same in both

Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department

33.7 km23.8 km

9.9 kmbetter in Vila de Rei

CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)

59/10059/100

same in both

Crèche placesTotal crèche places (excluding childminders)

14540

105better in Sertã

Not-for-profit crèchesShare of places in public, IPSS and misericórdia crèches, free under Creche Feliz

100%100%

same in both

Ageing indexOlder people per 100 young (lower = younger)

291297

6better in Sertã

Burnt land over 10 yearsShare of the land that burnt at least once in 10 years

51%53%

2.0%better in Sertã

Not part of the euro total. Crime: recorded crimes per 1 000 residents (2025). Commute: average one-way trip to work or school (2021).

Sertã and Vila de Rei in the rankings

See where Sertã and Vila de Rei rank on each indicator: home prices, salaries, emergency care, crèches…

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Better valueSertã

Sertã → Vila de Rei →