Beja
Serpa vs Vidigueira: cost of living compared
versus
Yearly saving in Serpa
€323/year
For a single person buying a home, Serpa works out cheaper. A home in Serpa costs €5,820 less.
You will
Household
Transport
60 m²
More adjustments
SerpaVidigueira
Estimated home price · 60 m²€42,180Δ €5,820€48,000
On the day you buy
Down payment€4,218€4,800
Transfer tax (IMT)€0€0
Stamp duty · purchase€337€384
Stamp duty · loan€228€259
Total upfront€4,783€5,443
Monthly payment€146€166
Mortgage payments35 years at 3.00% · 90% financed
€1,753€1,995
€242less in SerpaProperty tax (IMI)1VPT estimated at 50% of price
€63€72
€9less in SerpaWater, sewage and wasteOfficial tariffs · 4 m³/month
€135€198
€63less in SerpaElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in bothGasNo network: butane bottles
€360€360
same in bothIncome tax refunded by the municipalitySerpa gives back 0.5%, Vidigueira keeps the 5%
€10€0
€10less in SerpaTotal per yearItems with data for both
€2,681€3,004
€323less in Serpa1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
14%15%
1%better in SerpaHouse price rise over 5 yearsMedian sale price (€/m²), over 5 years
+42%+64%
22 pointsrose more in VidigueiraCrime rateRecorded crimes per 1 000 residents
30.5/100051.0/1000
20.5/1000better in SerpaAverage commuteOne way to work or school
16 min17 min
1 minbetter in SerpaAverage salary (gross)Average monthly earnings, by place of work
€1,177/month€1,348/month
€171/monthbetter in VidigueiraMedian salary (gross)Half of workers earn less than this, by place of work
€1,032/month€1,100/month
€68/monthbetter in VidigueiraPurchasing power (Portugal = 100)Per-capita index
76.077.3
1.3better in VidigueiraPharmaciesPer 1,000 people
0.30/10000.40/1000
0.10/1000better in VidigueiraNearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
22.1 km21.1 km
1.0 kmbetter in VidigueiraCrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
58/10076/100
18/100better in VidigueiraCrèche placesTotal crèche places (excluding childminders)
18088
92better in SerpaNot-for-profit crèchesShare of places in public, IPSS and misericórdia crèches, free under Creche Feliz
100%100%
same in bothAgeing indexOlder people per 100 young (lower = younger)
241204
37better in VidigueiraBurnt land over 10 yearsShare of the land that burnt at least once in 10 years
0.6%1.5%
0.9%better in SerpaNot part of the euro total. Crime: recorded crimes per 1 000 residents (2025). Commute: average one-way trip to work or school (2021).
Serpa and Vidigueira in the rankings
See where Serpa and Vidigueira rank on each indicator: home prices, salaries, emergency care, crèches…
Choose the indicator →Better valueSerpa