Beja

Serpa vs Vidigueira: cost of living compared

versus
Yearly saving in Serpa
€323/year

For a single person buying a home, Serpa works out cheaper. A home in Serpa costs €5,820 less.

You will
Household
Transport
60 m²
More adjustments
SerpaVidigueira
Estimated home price · 60 m²€42,180Δ €5,820€48,000
On the day you buy
Down payment€4,218€4,800
Transfer tax (IMT)€0€0
Stamp duty · purchase€337€384
Stamp duty · loan€228€259
Total upfront€4,783€5,443
Monthly payment€146€166
Mortgage payments35 years at 3.00% · 90% financed
€242less in Serpa
Property tax (IMI)1VPT estimated at 50% of price
€9less in Serpa
Water, sewage and wasteOfficial tariffs · 4 m³/month
€63less in Serpa
ElectricityERSE regulated tariff · 1,469 kWh/year
same in both
GasNo network: butane bottles
same in both
Income tax refunded by the municipalitySerpa gives back 0.5%, Vidigueira keeps the 5%
€10less in Serpa
Total per yearItems with data for both
€323less in Serpa

1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.

Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).

Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026

Beyond the cost

Mortgage payment ÷ 1 × local median gross salary
1%better in Serpa
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
22 pointsrose more in Vidigueira
Crime rateRecorded crimes per 1 000 residents
20.5/1000better in Serpa
Average commuteOne way to work or school
1 minbetter in Serpa
Average salary (gross)Average monthly earnings, by place of work
€171/monthbetter in Vidigueira
Median salary (gross)Half of workers earn less than this, by place of work
€68/monthbetter in Vidigueira
Purchasing power (Portugal = 100)Per-capita index
1.3better in Vidigueira
PharmaciesPer 1,000 people
0.10/1000better in Vidigueira
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
1.0 kmbetter in Vidigueira
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
18/100better in Vidigueira
Crèche placesTotal crèche places (excluding childminders)
92better in Serpa
Not-for-profit crèchesShare of places in public, IPSS and misericórdia crèches, free under Creche Feliz
same in both
Ageing indexOlder people per 100 young (lower = younger)
37better in Vidigueira
Burnt land over 10 yearsShare of the land that burnt at least once in 10 years
0.9%better in Serpa

Not part of the euro total. Crime: recorded crimes per 1 000 residents (2025). Commute: average one-way trip to work or school (2021).

Serpa and Vidigueira in the rankings

See where Serpa and Vidigueira rank on each indicator: home prices, salaries, emergency care, crèches…

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Better valueSerpa