For a single person buying a home, Sardoal works out cheaper. A home in Sardoal costs €18,960 less.
You will
Household
Transport
60 m²
More adjustments
SardoalVila de Rei
Estimated home price · 60 m²€42,360Δ €18,960€61,320
On the day you buy
Down payment€4,236€6,132
Transfer tax (IMT)€0€0
Stamp duty · purchase€339€491
Stamp duty · loan€229€331
Total upfront€4,804€6,954
Monthly payment€147€212
Mortgage payments35 years at 3.00% · 90% financed
€1,761€2,549
€788less in Sardoal
Property tax (IMI)1VPT estimated at 50% of price
€69€92
€23less in Sardoal
Water, sewage and wasteOfficial tariffs · 4 m³/month
€261€159
€102less in Vila de Rei
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNo network: butane bottles
€360€360
same in both
Income tax refunded by the municipalityVila de Rei gives back 2.5%
no data for Sardoal
Total per yearItems with data for both
€2,830€3,539
€709less in Sardoal
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
excluded from comparison (missing for the other municipality)
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
15%22%
7%better in Sardoal
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+111%+145%
34 pointsrose more in Vila de Rei
Crime rateRecorded crimes per 1 000 residents
32.3/100019.8/1000
12.5/1000better in Vila de Rei
Average commuteOne way to work or school
17 min16 min
1 minbetter in Vila de Rei
Average salary (gross)Average monthly earnings, by place of work
€1,086/month€1,063/month
€23/monthbetter in Sardoal
Median salary (gross)Half of workers earn less than this, by place of work
€992/month€957/month
€35/monthbetter in Sardoal
Purchasing power (Portugal = 100)Per-capita index
76.370.9
5.4better in Sardoal
PharmaciesPer 1,000 people
0.50/10000.30/1000
0.20/1000better in Sardoal
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
11.3 km23.8 km
12.5 kmbetter in Sardoal
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
