São Pedro do Sul vs Vale de Cambra: cost of living compared
versus
Yearly saving in São Pedro do Sul
€491/year
For a single person buying a home, São Pedro do Sul works out cheaper. A home in São Pedro do Sul costs €15,480 less.
You will
Household
Transport
60 m²
More adjustments
São Pedro do SulVale de Cambra
Estimated home price · 60 m²€56,520Δ €15,480€72,000
On the day you buy
Down payment€5,652€7,200
Transfer tax (IMT)€0€0
Stamp duty · purchase€452€576
Stamp duty · loan€305€389
Total upfront€6,409€8,165
Monthly payment€196€249
Mortgage payments35 years at 3.00% · 90% financed
€2,349€2,993
€644less in São Pedro do Sul
Property tax (IMI)1VPT estimated at 50% of price
€85€108
€23less in São Pedro do Sul
Water, sewage and wasteOfficial tariffs · 4 m³/month
€191€157
€34less in Vale de Cambra
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasSão Pedro do Sul: bottle · Vale de Cambra: network
€360€209
€151less in Vale de Cambra
Income tax refunded by the municipalitySão Pedro do Sul gives back 3%, Vale de Cambra gives back 2.5%
€60€50
€10less in São Pedro do Sul
Total per yearItems with data for both
€3,305€3,796
€491less in São Pedro do Sul
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
20%20%
same in both
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+38%+45%
7 pointsrose more in Vale de Cambra
Crime rateRecorded crimes per 1 000 residents
20.5/100023.8/1000
3.3/1000better in São Pedro do Sul
Average commuteOne way to work or school
17 min16 min
1 minbetter in Vale de Cambra
Average salary (gross)Average monthly earnings, by place of work
€1,117/month€1,471/month
€354/monthbetter in Vale de Cambra
Median salary (gross)Half of workers earn less than this, by place of work
€1,000/month€1,225/month
€225/monthbetter in Vale de Cambra
Purchasing power (Portugal = 100)Per-capita index
74.886.5
11.7better in Vale de Cambra
PharmaciesPer 1,000 people
0.60/10000.30/1000
0.30/1000better in São Pedro do Sul
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
5.2 km8.0 km
2.8 kmbetter in São Pedro do Sul
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)