For a single person buying a home, Vizela works out cheaper. A home in Vizela costs €8,640 less.
You will
Household
Transport
60 m²
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Santo TirsoVizela
Estimated home price · 60 m²€103,740Δ €8,640€95,100
On the day you buy
Down payment€10,374€9,510
Transfer tax (IMT)€0€0
Stamp duty · purchase€830€761
Stamp duty · loan€560€514
Total upfront€11,764€10,784
Monthly payment€359€329
Mortgage payments35 years at 3.00% · 90% financed
€4,312€3,953
€359less in Vizela
Property tax (IMI)1VPT estimated at 50% of price
€156€166
€10less in Santo Tirso
Water, sewage and wasteOfficial tariffs · 4 m³/month
€339€242
€97less in Vizela
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€222€220
€2less in Vizela
Income tax refunded by the municipalitySanto Tirso gives back 1.5%, Vizela gives back 2%
€30€40
€10less in Vizela
Total per yearItems with data for both
€5,378€4,921
€457less in Vizela
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
32%33%
1%better in Santo Tirso
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+99%+62%
37 pointsrose more in Santo Tirso
Crime rateRecorded crimes per 1 000 residents
19.9/100016.0/1000
3.9/1000better in Vizela
Average commuteOne way to work or school
18 min16 min
2 minbetter in Vizela
Average salary (gross)Average monthly earnings, by place of work
€1,375/month€1,178/month
€197/monthbetter in Santo Tirso
Median salary (gross)Half of workers earn less than this, by place of work
€1,121/month€990/month
€131/monthbetter in Santo Tirso
Purchasing power (Portugal = 100)Per-capita index
86.881.0
5.8better in Santo Tirso
PharmaciesPer 1,000 people
0.30/10000.20/1000
0.10/1000better in Santo Tirso
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
5.3 km12.8 km
7.5 kmbetter in Santo Tirso
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)