Santo Tirso vs Vila Nova de Famalicão: cost of living compared
versus
Yearly saving in Santo Tirso
€289/year
For a single person buying a home, Santo Tirso works out cheaper. A home in Santo Tirso costs €7,800 less.
You will
Household
Transport
60 m²
More adjustments
Santo TirsoVila Nova de Famalicão
Estimated home price · 60 m²€103,740Δ €7,800€111,540
On the day you buy
Down payment€10,374€11,154
Transfer tax (IMT)€0€104
Stamp duty · purchase€830€892
Stamp duty · loan€560€602
Total upfront€11,764€12,753
Monthly payment€359€386
Mortgage payments35 years at 3.00% · 90% financed
€4,312€4,636
€324less in Santo Tirso
Property tax (IMI)1VPT estimated at 50% of price
€156€187
€31less in Santo Tirso
Water, sewage and wasteOfficial tariffs · 4 m³/month
€339€262
€77less in Vila Nova de Famalicão
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€222€212
€10less in Vila Nova de Famalicão
Income tax refunded by the municipalitySanto Tirso gives back 1.5%, Vila Nova de Famalicão gives back 0.5%
€30€10
€20less in Santo Tirso
Total per yearItems with data for both
€5,378€5,667
€289less in Santo Tirso
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
32%33%
1%better in Santo Tirso
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+99%+88%
11 pointsrose more in Santo Tirso
Crime rateRecorded crimes per 1 000 residents
19.9/100018.4/1000
1.5/1000better in Vila Nova de Famalicão
Average commuteOne way to work or school
18 min17 min
1 minbetter in Vila Nova de Famalicão
Average salary (gross)Average monthly earnings, by place of work
€1,375/month€1,461/month
€86/monthbetter in Vila Nova de Famalicão
Median salary (gross)Half of workers earn less than this, by place of work
€1,121/month€1,155/month
€34/monthbetter in Vila Nova de Famalicão
Purchasing power (Portugal = 100)Per-capita index
86.891.5
4.7better in Vila Nova de Famalicão
PharmaciesPer 1,000 people
0.30/10000.20/1000
0.10/1000better in Santo Tirso
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
5.3 km5.0 km
0.3 kmbetter in Vila Nova de Famalicão
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
