Santiago do Cacém vs Sines: cost of living compared
versus
Yearly saving in Santiago do Cacém
€938/year
For a single person buying a home, Santiago do Cacém works out cheaper. A home in Santiago do Cacém costs €24,420 less.
You will
Household
Transport
60 m²
More adjustments
Santiago do CacémSines
Estimated home price · 60 m²€131,040Δ €24,420€155,460
On the day you buy
Down payment€13,104€15,546
Transfer tax (IMT)€494€1,282
Stamp duty · purchase€1,048€1,244
Stamp duty · loan€708€839
Total upfront€15,354€18,911
Monthly payment€454€538
Mortgage payments35 years at 3.00% · 90% financed
€5,447€6,462
€1,015less in Santiago do Cacém
Property tax (IMI)1VPT estimated at 50% of price
€197€257
€60less in Santiago do Cacém
Water, sewage and wasteOfficial tariffs · 4 m³/month
€116€107
€9less in Sines
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasSantiago do Cacém: bottle · Sines: network
€360€232
€128less in Sines
Income tax refunded by the municipalitySantiago do Cacém keeps the 5%
no data for Sines
Total per yearItems with data for both
€6,499€7,437
€938less in Santiago do Cacém
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
excluded from comparison (missing for the other municipality)
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
41%31%
10%better in Sines
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+115%+94%
21 pointsrose more in Santiago do Cacém
Crime rateRecorded crimes per 1 000 residents
36.9/100061.1/1000
24.2/1000better in Santiago do Cacém
Average commuteOne way to work or school
16 min13 min
3 minbetter in Sines
Average salary (gross)Average monthly earnings, by place of work
€1,334/month€2,190/month
€856/monthbetter in Sines
Median salary (gross)Half of workers earn less than this, by place of work
€1,095/month€1,731/month
€636/monthbetter in Sines
Purchasing power (Portugal = 100)Per-capita index
98.5124.2
25.7better in Sines
PharmaciesPer 1,000 people
0.40/10000.20/1000
0.20/1000better in Santiago do Cacém
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
11.4 km15.3 km
3.9 kmbetter in Santiago do Cacém
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
