For a single person buying a home, Santana works out cheaper. A home in Santana costs €13,200 less.
You will
Household
Transport
60 m²
More adjustments
SantanaSão Vicente
Estimated home price · 60 m²€96,300Δ €13,200€109,500
On the day you buy
Down payment€9,630€10,950
Transfer tax (IMT)€0€0
Stamp duty · purchase€770€876
Stamp duty · loan€520€591
Total upfront€10,920€12,417
Monthly payment€334€379
Mortgage payments35 years at 3.00% · 90% financed
€4,003€4,551
€548less in Santana
Property tax (IMI)1VPT estimated at 50% of price
€144€164
€20less in Santana
Water, sewage and wasteOfficial tariffs · 4 m³/month
no data for São Vicente
ElectricityERSE regulated tariff · 1,469 kWh/year
€377€377
same in both
GasNatural gas, regulated tariff
no data
Income tax refunded by the municipalitySantana gives back the 5%, São Vicente gives back the 5%
€100€100
same in both
Total per yearItems with data for both
€4,424€4,993
€569less in Santana
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
excluded from comparison (missing for the other municipality)
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
33%38%
5%better in Santana
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+164%+143%
21 pointsrose more in Santana
Crime rateRecorded crimes per 1 000 residents
15.4/100014.3/1000
1.1/1000better in São Vicente
Average commuteOne way to work or school
19 min17 min
2 minbetter in São Vicente
Average salary (gross)Average monthly earnings, by place of work
€1,138/month€1,104/month
€34/monthbetter in Santana
Median salary (gross)Half of workers earn less than this, by place of work
€999/month€1,002/month
€3/monthbetter in São Vicente
Purchasing power (Portugal = 100)Per-capita index
65.965.2
0.7better in Santana
PharmaciesPer 1,000 people
0.50/10000.60/1000
0.10/1000better in São Vicente
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
11.8 km3.3 km
8.5 kmbetter in São Vicente
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
