Ribeira de Pena vs Vila Pouca de Aguiar: cost of living compared
versus
Yearly saving in Ribeira de Pena
€1,049/year
For a single person buying a home, Ribeira de Pena works out cheaper. A home in Ribeira de Pena costs €25,860 less.
You will
Household
Transport
60 m²
More adjustments
Ribeira de PenaVila Pouca de Aguiar
Estimated home price · 60 m²€18,780Δ €25,860€44,640
On the day you buy
Down payment€1,878€4,464
Transfer tax (IMT)€0€0
Stamp duty · purchase€150€357
Stamp duty · loan€101€241
Total upfront€2,130€5,062
Monthly payment€65€155
Mortgage payments35 years at 3.00% · 90% financed
€781€1,855
€1,074less in Ribeira de Pena
Property tax (IMI)1VPT estimated at 50% of price
€28€67
€39less in Ribeira de Pena
Water, sewage and wasteOfficial tariffs · 4 m³/month
€152€137
€15less in Vila Pouca de Aguiar
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€209€209
same in both
Income tax refunded by the municipalityRibeira de Pena keeps the 5%, Vila Pouca de Aguiar gives back 2.5%
€0€50
€50less in Vila Pouca de Aguiar
Total per yearItems with data for both
€1,549€2,598
€1,049less in Ribeira de Pena
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
6%15%
9%better in Ribeira de Pena
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
-36%+42%
78 pointsrose more in Vila Pouca de Aguiar
Crime rateRecorded crimes per 1 000 residents
39.6/100021.4/1000
18.2/1000better in Vila Pouca de Aguiar
Average commuteOne way to work or school
16 min16 min
same in both
Average salary (gross)Average monthly earnings, by place of work
€1,286/month€1,162/month
€124/monthbetter in Ribeira de Pena
Median salary (gross)Half of workers earn less than this, by place of work
€1,072/month€1,017/month
€55/monthbetter in Ribeira de Pena
Purchasing power (Portugal = 100)Per-capita index
66.169.3
3.2better in Vila Pouca de Aguiar
PharmaciesPer 1,000 people
0.30/10000.30/1000
same in both
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
22.1 km21.9 km
0.2 kmbetter in Vila Pouca de Aguiar
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
