Ribeira Brava vs São Vicente: cost of living compared
versus
Yearly saving in Ribeira Brava
€924/year
For a single person buying a home, Ribeira Brava works out cheaper. A home in Ribeira Brava costs €23,760 less.
You will
Household
Transport
60 m²
More adjustments
Ribeira BravaSão Vicente
Estimated home price · 60 m²€85,740Δ €23,760€109,500
On the day you buy
Down payment€8,574€10,950
Transfer tax (IMT)€0€0
Stamp duty · purchase€686€876
Stamp duty · loan€463€591
Total upfront€9,723€12,417
Monthly payment€297€379
Mortgage payments35 years at 3.00% · 90% financed
€3,564€4,551
€987less in Ribeira Brava
Property tax (IMI)1VPT estimated at 50% of price
€129€164
€35less in Ribeira Brava
Water, sewage and wasteOfficial tariffs · 4 m³/month
no data for São Vicente
ElectricityERSE regulated tariff · 1,469 kWh/year
€377€377
same in both
GasNatural gas, regulated tariff
no data
Income tax refunded by the municipalityRibeira Brava keeps the 5%, São Vicente gives back the 5%
€0€100
€100less in São Vicente
Total per yearItems with data for both
€4,069€4,993
€924less in Ribeira Brava
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
excluded from comparison (missing for the other municipality)
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
28%38%
10%better in Ribeira Brava
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+54%+143%
89 pointsrose more in São Vicente
Crime rateRecorded crimes per 1 000 residents
25.0/100014.3/1000
10.7/1000better in São Vicente
Average commuteOne way to work or school
20 min17 min
3 minbetter in São Vicente
Average salary (gross)Average monthly earnings, by place of work
€1,203/month€1,104/month
€99/monthbetter in Ribeira Brava
Median salary (gross)Half of workers earn less than this, by place of work
€1,073/month€1,002/month
€71/monthbetter in Ribeira Brava
Purchasing power (Portugal = 100)Per-capita index
70.565.2
5.3better in Ribeira Brava
PharmaciesPer 1,000 people
0.20/10000.60/1000
0.40/1000better in São Vicente
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
10.8 km3.3 km
7.5 kmbetter in São Vicente
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
