For a single person buying a home, Proença-a-Nova works out cheaper. A home in Proença-a-Nova costs €21,060 less.
You will
Household
Transport
60 m²
More adjustments
Proença-a-NovaSertã
Estimated home price · 60 m²€37,020Δ €21,060€58,080
On the day you buy
Down payment€3,702€5,808
Transfer tax (IMT)€0€0
Stamp duty · purchase€296€465
Stamp duty · loan€200€314
Total upfront€4,198€6,586
Monthly payment€128€201
Mortgage payments35 years at 3.00% · 90% financed
€1,539€2,414
€875less in Proença-a-Nova
Property tax (IMI)1VPT estimated at 50% of price
€56€87
€31less in Proença-a-Nova
Water, sewage and wasteOfficial tariffs · 4 m³/month
€177€178
€1less in Proença-a-Nova
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNo network: butane bottles
€360€360
same in both
Income tax refunded by the municipalityProença-a-Nova gives back 2.5%, Sertã gives back 2.5%
€50€50
same in both
Total per yearItems with data for both
€2,460€3,368
€908less in Proença-a-Nova
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
12%20%
8%better in Proença-a-Nova
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+29%+74%
45 pointsrose more in Sertã
Crime rateRecorded crimes per 1 000 residents
30.0/100032.8/1000
2.8/1000better in Proença-a-Nova
Average commuteOne way to work or school
18 min16 min
2 minbetter in Sertã
Average salary (gross)Average monthly earnings, by place of work
€1,289/month€1,179/month
€110/monthbetter in Proença-a-Nova
Median salary (gross)Half of workers earn less than this, by place of work
€1,038/month€1,026/month
€12/monthbetter in Proença-a-Nova
Purchasing power (Portugal = 100)Per-capita index
75.075.9
0.9better in Sertã
PharmaciesPer 1,000 people
0.30/10000.30/1000
same in both
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
33.4 km33.7 km
0.3 kmbetter in Proença-a-Nova
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
