Póvoa de Varzim vs Vila Nova de Famalicão: cost of living compared
versus
Yearly saving in Vila Nova de Famalicão
€1,533/year
For a single person buying a home, Vila Nova de Famalicão works out cheaper. A home in Vila Nova de Famalicão costs €36,780 less.
You will
Household
Transport
60 m²
More adjustments
Póvoa de VarzimVila Nova de Famalicão
Estimated home price · 60 m²€148,320Δ €36,780€111,540
On the day you buy
Down payment€14,832€11,154
Transfer tax (IMT)€925€104
Stamp duty · purchase€1,187€892
Stamp duty · loan€801€602
Total upfront€17,744€12,753
Monthly payment€514€386
Mortgage payments35 years at 3.00% · 90% financed
€6,165€4,636
€1,529less in Vila Nova de Famalicão
Property tax (IMI)1VPT estimated at 50% of price
€222€187
€35less in Vila Nova de Famalicão
Water, sewage and wasteOfficial tariffs · 4 m³/month
€225€262
€37less in Póvoa de Varzim
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€228€212
€16less in Vila Nova de Famalicão
Income tax refunded by the municipalityPóvoa de Varzim gives back 1%, Vila Nova de Famalicão gives back 0.5%
€20€10
€10less in Póvoa de Varzim
Total per yearItems with data for both
€7,200€5,667
€1,533less in Vila Nova de Famalicão
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
48%33%
15%better in Vila Nova de Famalicão
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+79%+88%
9 pointsrose more in Vila Nova de Famalicão
Crime rateRecorded crimes per 1 000 residents
19.2/100018.4/1000
0.8/1000better in Vila Nova de Famalicão
Average commuteOne way to work or school
19 min17 min
2 minbetter in Vila Nova de Famalicão
Average salary (gross)Average monthly earnings, by place of work
€1,324/month€1,461/month
€137/monthbetter in Vila Nova de Famalicão
Median salary (gross)Half of workers earn less than this, by place of work
€1,081/month€1,155/month
€74/monthbetter in Vila Nova de Famalicão
Purchasing power (Portugal = 100)Per-capita index
95.091.5
3.5better in Póvoa de Varzim
PharmaciesPer 1,000 people
0.20/10000.20/1000
same in both
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
2.8 km5.0 km
2.2 kmbetter in Póvoa de Varzim
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
