For a single person buying a home, Porto Moniz works out cheaper. A home in Porto Moniz costs €10,440 less.
You will
Household
Transport
60 m²
More adjustments
Porto MonizSantana
Estimated home price · 60 m²€85,860Δ €10,440€96,300
On the day you buy
Down payment€8,586€9,630
Transfer tax (IMT)€0€0
Stamp duty · purchase€687€770
Stamp duty · loan€464€520
Total upfront€9,737€10,920
Monthly payment€297€334
Mortgage payments35 years at 3.00% · 90% financed
€3,569€4,003
€434less in Porto Moniz
Property tax (IMI)1VPT estimated at 50% of price
€129€144
€15less in Porto Moniz
Water, sewage and wasteOfficial tariffs · 4 m³/month
no data for Porto Moniz
ElectricityERSE regulated tariff · 1,469 kWh/year
€377€377
same in both
GasNatural gas, regulated tariff
no data
Income tax refunded by the municipalityPorto Moniz gives back the 5%, Santana gives back the 5%
€100€100
same in both
Total per yearItems with data for both
€3,975€4,424
€449less in Porto Moniz
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
excluded from comparison (missing for the other municipality)
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
31%33%
2%better in Porto Moniz
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
no data for Porto Moniz
Crime rateRecorded crimes per 1 000 residents
25.7/100015.4/1000
10.3/1000better in Santana
Average commuteOne way to work or school
16 min19 min
3 minbetter in Porto Moniz
Average salary (gross)Average monthly earnings, by place of work
€1,057/month€1,138/month
€81/monthbetter in Santana
Median salary (gross)Half of workers earn less than this, by place of work
€967/month€999/month
€32/monthbetter in Santana
Purchasing power (Portugal = 100)Per-capita index
61.865.9
4.1better in Santana
PharmaciesPer 1,000 people
0.40/10000.50/1000
0.10/1000better in Santana
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
12.5 km11.8 km
0.7 kmbetter in Santana
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
