Porto Moniz vs Ribeira Brava: cost of living compared
versus
Yearly saving in Porto Moniz
€94/year
For a single person buying a home, Porto Moniz works out cheaper. A home in Ribeira Brava costs €120 less.
You will
Household
Transport
60 m²
More adjustments
Porto MonizRibeira Brava
Estimated home price · 60 m²€85,860Δ €120€85,740
On the day you buy
Down payment€8,586€8,574
Transfer tax (IMT)€0€0
Stamp duty · purchase€687€686
Stamp duty · loan€464€463
Total upfront€9,737€9,723
Monthly payment€297€297
Mortgage payments35 years at 3.00% · 90% financed
€3,569€3,564
€5less in Ribeira Brava
Property tax (IMI)1VPT estimated at 50% of price
€129€129
same in both
Water, sewage and wasteOfficial tariffs · 4 m³/month
no data for Porto Moniz
ElectricityERSE regulated tariff · 1,469 kWh/year
€377€377
same in both
GasNatural gas, regulated tariff
no data
Income tax refunded by the municipalityPorto Moniz gives back the 5%, Ribeira Brava keeps the 5%
€100€0
€100less in Porto Moniz
Total per yearItems with data for both
€3,975€4,069
€94less in Porto Moniz
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
excluded from comparison (missing for the other municipality)
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
31%28%
3%better in Ribeira Brava
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
no data for Porto Moniz
Crime rateRecorded crimes per 1 000 residents
25.7/100025.0/1000
0.7/1000better in Ribeira Brava
Average commuteOne way to work or school
16 min20 min
4 minbetter in Porto Moniz
Average salary (gross)Average monthly earnings, by place of work
€1,057/month€1,203/month
€146/monthbetter in Ribeira Brava
Median salary (gross)Half of workers earn less than this, by place of work
€967/month€1,073/month
€106/monthbetter in Ribeira Brava
Purchasing power (Portugal = 100)Per-capita index
61.870.5
8.7better in Ribeira Brava
PharmaciesPer 1,000 people
0.40/10000.20/1000
0.20/1000better in Porto Moniz
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
12.5 km10.8 km
1.7 kmbetter in Ribeira Brava
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
