Portel vs Reguengos de Monsaraz: cost of living compared
versus
Yearly saving in Portel
€977/year
For a single person buying a home, Portel works out cheaper. A home in Portel costs €22,560 less.
You will
Household
Transport
60 m²
More adjustments
PortelReguengos de Monsaraz
Estimated home price · 60 m²€43,200Δ €22,560€65,760
On the day you buy
Down payment€4,320€6,576
Transfer tax (IMT)€0€0
Stamp duty · purchase€346€526
Stamp duty · loan€233€355
Total upfront€4,899€7,457
Monthly payment€150€228
Mortgage payments35 years at 3.00% · 90% financed
€1,796€2,733
€937less in Portel
Property tax (IMI)1VPT estimated at 50% of price
€65€115
€50less in Portel
Water, sewage and wasteOfficial tariffs · 4 m³/month
€165€154
€11less in Reguengos de Monsaraz
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNo network: butane bottles
€360€360
same in both
Income tax refunded by the municipalityPortel keeps the 5%, Reguengos de Monsaraz keeps the 5%
€0€0
same in both
Total per yearItems with data for both
€2,765€3,742
€977less in Portel
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
15%21%
6%better in Portel
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+124%+84%
40 pointsrose more in Portel
Crime rateRecorded crimes per 1 000 residents
32.5/100037.6/1000
5.1/1000better in Portel
Average commuteOne way to work or school
21 min17 min
4 minbetter in Reguengos de Monsaraz
Average salary (gross)Average monthly earnings, by place of work
€1,277/month€1,237/month
€40/monthbetter in Portel
Median salary (gross)Half of workers earn less than this, by place of work
€1,031/month€1,063/month
€32/monthbetter in Reguengos de Monsaraz
Purchasing power (Portugal = 100)Per-capita index
70.490.9
20.5better in Reguengos de Monsaraz
PharmaciesPer 1,000 people
1.10/10000.50/1000
0.60/1000better in Portel
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
26.1 km32.4 km
6.3 kmbetter in Portel
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
