Ponte da Barca vs Terras de Bouro: cost of living compared
versus
Yearly saving in Terras de Bouro
€248/year
For a single person buying a home, Terras de Bouro works out cheaper. A home in Terras de Bouro costs €2,160 less.
You will
Household
Transport
60 m²
More adjustments
Ponte da BarcaTerras de Bouro
Estimated home price · 60 m²€70,800Δ €2,160€68,640
On the day you buy
Down payment€7,080€6,864
Transfer tax (IMT)€0€0
Stamp duty · purchase€566€549
Stamp duty · loan€382€371
Total upfront€8,029€7,784
Monthly payment€245€238
Mortgage payments35 years at 3.00% · 90% financed
€2,943€2,853
€90less in Terras de Bouro
Property tax (IMI)1VPT estimated at 50% of price
€120€103
€17less in Terras de Bouro
Water, sewage and wasteOfficial tariffs · 4 m³/month
€217€77
€140less in Terras de Bouro
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€209€209
same in both
Income tax refunded by the municipalityPonte da Barca gives back 1%, Terras de Bouro gives back 1%
€20€20
same in both
Total per yearItems with data for both
€3,849€3,601
€248less in Terras de Bouro
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
24%25%
1%better in Ponte da Barca
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+91%+79%
12 pointsrose more in Ponte da Barca
Crime rateRecorded crimes per 1 000 residents
31.6/100025.3/1000
6.3/1000better in Terras de Bouro
Average commuteOne way to work or school
17 min22 min
5 minbetter in Ponte da Barca
Average salary (gross)Average monthly earnings, by place of work
€1,135/month€1,184/month
€49/monthbetter in Terras de Bouro
Median salary (gross)Half of workers earn less than this, by place of work
€1,007/month€970/month
€37/monthbetter in Ponte da Barca
Purchasing power (Portugal = 100)Per-capita index
67.467.9
0.5better in Terras de Bouro
PharmaciesPer 1,000 people
0.30/10000.50/1000
0.20/1000better in Terras de Bouro
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
15.6 km21.0 km
5.4 kmbetter in Ponte da Barca
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
