Pinhel vs Vila Nova de Foz Côa: cost of living compared
versus
Yearly saving in Vila Nova de Foz Côa
€66/year
For a single person buying a home, Vila Nova de Foz Côa works out cheaper. A home in Pinhel costs €1,380 less.
You will
Household
Transport
60 m²
More adjustments
PinhelVila Nova de Foz Côa
Estimated home price · 60 m²€25,500Δ €1,380€26,880
On the day you buy
Down payment€2,550€2,688
Transfer tax (IMT)€0€0
Stamp duty · purchase€204€215
Stamp duty · loan€138€145
Total upfront€2,892€3,048
Monthly payment€88€93
Mortgage payments35 years at 3.00% · 90% financed
€1,060€1,117
€57less in Pinhel
Property tax (IMI)1VPT estimated at 50% of price
€38€40
€2less in Pinhel
Water, sewage and wasteOfficial tariffs · 4 m³/month
€227€102
€125less in Vila Nova de Foz Côa
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNo network: butane bottles
€360€360
same in both
Income tax refunded by the municipalityPinhel keeps the 5%, Vila Nova de Foz Côa keeps the 5%
€0€0
same in both
Total per yearItems with data for both
€2,065€1,999
€66less in Vila Nova de Foz Côa
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
9%9%
same in both
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+56%+69%
13 pointsrose more in Vila Nova de Foz Côa
Crime rateRecorded crimes per 1 000 residents
27.9/100043.5/1000
15.6/1000better in Pinhel
Average commuteOne way to work or school
16 min15 min
1 minbetter in Vila Nova de Foz Côa
Average salary (gross)Average monthly earnings, by place of work
€1,150/month€1,197/month
€47/monthbetter in Vila Nova de Foz Côa
Median salary (gross)Half of workers earn less than this, by place of work
€978/month€1,003/month
€25/monthbetter in Vila Nova de Foz Côa
Purchasing power (Portugal = 100)Per-capita index
70.871.5
0.7better in Vila Nova de Foz Côa
PharmaciesPer 1,000 people
0.60/10000.70/1000
0.10/1000better in Vila Nova de Foz Côa
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
27.1 km6.2 km
20.9 kmbetter in Vila Nova de Foz Côa
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
