Penedono vs São João da Pesqueira: cost of living compared
versus
Yearly saving in Penedono
€120/year
For a single person buying a home, Penedono works out cheaper. A home in Penedono costs €360 less.
You will
Household
Transport
60 m²
More adjustments
PenedonoSão João da Pesqueira
Estimated home price · 60 m²€27,240Δ €360€27,600
On the day you buy
Down payment€2,724€2,760
Transfer tax (IMT)€0€0
Stamp duty · purchase€218€221
Stamp duty · loan€147€149
Total upfront€3,089€3,130
Monthly payment€94€96
Mortgage payments35 years at 3.00% · 90% financed
€1,132€1,147
€15less in Penedono
Property tax (IMI)1VPT estimated at 50% of price
€41€41
same in both
Water, sewage and wasteOfficial tariffs · 4 m³/month
€130€155
€25less in Penedono
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNo network: butane bottles
€360€360
same in both
Income tax refunded by the municipalityPenedono gives back the 5%, São João da Pesqueira gives back 1%
€100€20
€80less in Penedono
Total per yearItems with data for both
€1,943€2,063
€120less in Penedono
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
10%9%
1%better in São João da Pesqueira
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
no data for Penedono
Crime rateRecorded crimes per 1 000 residents
25.9/100020.4/1000
5.5/1000better in São João da Pesqueira
Average commuteOne way to work or school
17 min16 min
1 minbetter in São João da Pesqueira
Average salary (gross)Average monthly earnings, by place of work
€1,034/month€1,216/month
€182/monthbetter in São João da Pesqueira
Median salary (gross)Half of workers earn less than this, by place of work
€958/month€1,018/month
€60/monthbetter in São João da Pesqueira
Purchasing power (Portugal = 100)Per-capita index
66.370.8
4.5better in São João da Pesqueira
PharmaciesPer 1,000 people
0.40/10000.50/1000
0.10/1000better in São João da Pesqueira
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
18.3 km21.2 km
2.9 kmbetter in Penedono
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
