Penalva do Castelo vs Viseu: cost of living compared
versus
Yearly saving in Penalva do Castelo
€2,979/year
For a single person buying a home, Penalva do Castelo works out cheaper. A home in Penalva do Castelo costs €71,520 less.
You will
Household
Transport
60 m²
More adjustments
Penalva do CasteloViseu
Estimated home price · 60 m²€26,100Δ €71,520€97,620
On the day you buy
Down payment€2,610€9,762
Transfer tax (IMT)€0€0
Stamp duty · purchase€209€781
Stamp duty · loan€141€527
Total upfront€2,960€11,070
Monthly payment€90€338
Mortgage payments35 years at 3.00% · 90% financed
€1,085€4,057
€2,972less in Penalva do Castelo
Property tax (IMI)1VPT estimated at 50% of price
€39€146
€107less in Penalva do Castelo
Water, sewage and wasteOfficial tariffs · 4 m³/month
€143€198
€55less in Penalva do Castelo
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasPenalva do Castelo: bottle · Viseu: network
€360€213
€147less in Viseu
Income tax refunded by the municipalityPenalva do Castelo gives back 1%, Viseu gives back 1.5%
€20€30
€10less in Viseu
Total per yearItems with data for both
€1,986€4,965
€2,979less in Penalva do Castelo
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
9%30%
21%better in Penalva do Castelo
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
-13%+65%
78 pointsrose more in Viseu
Crime rateRecorded crimes per 1 000 residents
16.6/100025.6/1000
9.0/1000better in Penalva do Castelo
Average commuteOne way to work or school
16 min16 min
same in both
Average salary (gross)Average monthly earnings, by place of work
€1,187/month€1,354/month
€167/monthbetter in Viseu
Median salary (gross)Half of workers earn less than this, by place of work
€1,038/month€1,136/month
€98/monthbetter in Viseu
Purchasing power (Portugal = 100)Per-capita index
66.497.9
31.5better in Viseu
PharmaciesPer 1,000 people
0.30/10000.20/1000
0.10/1000better in Penalva do Castelo
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
18.7 km4.4 km
14.3 kmbetter in Viseu
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
