Penalva do Castelo vs Sátão: cost of living compared
versus
Yearly saving in Penalva do Castelo
€597/year
For a single person buying a home, Penalva do Castelo works out cheaper. A home in Penalva do Castelo costs €16,800 less.
You will
Household
Transport
60 m²
More adjustments
Penalva do CasteloSátão
Estimated home price · 60 m²€26,100Δ €16,800€42,900
On the day you buy
Down payment€2,610€4,290
Transfer tax (IMT)€0€0
Stamp duty · purchase€209€343
Stamp duty · loan€141€232
Total upfront€2,960€4,865
Monthly payment€90€149
Mortgage payments35 years at 3.00% · 90% financed
€1,085€1,783
€698less in Penalva do Castelo
Property tax (IMI)1VPT estimated at 50% of price
€39€64
€25less in Penalva do Castelo
Water, sewage and wasteOfficial tariffs · 4 m³/month
€143€147
€4less in Penalva do Castelo
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasPenalva do Castelo: bottle · Sátão: network
€360€209
€151less in Sátão
Income tax refunded by the municipalityPenalva do Castelo gives back 1%, Sátão keeps the 5%
€20€0
€20less in Penalva do Castelo
Total per yearItems with data for both
€1,986€2,583
€597less in Penalva do Castelo
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
9%15%
6%better in Penalva do Castelo
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
-13%+59%
72 pointsrose more in Sátão
Crime rateRecorded crimes per 1 000 residents
16.6/100017.0/1000
0.4/1000better in Penalva do Castelo
Average commuteOne way to work or school
16 min18 min
2 minbetter in Penalva do Castelo
Average salary (gross)Average monthly earnings, by place of work
€1,187/month€1,097/month
€90/monthbetter in Penalva do Castelo
Median salary (gross)Half of workers earn less than this, by place of work
€1,038/month€993/month
€45/monthbetter in Penalva do Castelo
Purchasing power (Portugal = 100)Per-capita index
66.470.1
3.7better in Sátão
PharmaciesPer 1,000 people
0.30/10000.30/1000
same in both
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
18.7 km18.8 km
0.1 kmbetter in Penalva do Castelo
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
