Paredes de Coura vs Vila Nova de Cerveira: cost of living compared
versus
Yearly saving in Paredes de Coura
€1,005/year
For a single person buying a home, Paredes de Coura works out cheaper. A home in Paredes de Coura costs €23,940 less.
You will
Household
Transport
60 m²
More adjustments
Paredes de CouraVila Nova de Cerveira
Estimated home price · 60 m²€47,820Δ €23,940€71,760
On the day you buy
Down payment€4,782€7,176
Transfer tax (IMT)€0€0
Stamp duty · purchase€383€574
Stamp duty · loan€258€388
Total upfront€5,423€8,138
Monthly payment€166€249
Mortgage payments35 years at 3.00% · 90% financed
€1,988€2,983
€995less in Paredes de Coura
Property tax (IMI)1VPT estimated at 50% of price
€72€108
€36less in Paredes de Coura
Water, sewage and wasteOfficial tariffs · 4 m³/month
€244€208
€36less in Vila Nova de Cerveira
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€209€209
same in both
Income tax refunded by the municipalityParedes de Coura gives back 2.5%, Vila Nova de Cerveira gives back 2%
€50€40
€10less in Paredes de Coura
Total per yearItems with data for both
€2,841€3,846
€1,005less in Paredes de Coura
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
15%21%
6%better in Paredes de Coura
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+50%+89%
39 pointsrose more in Vila Nova de Cerveira
Crime rateRecorded crimes per 1 000 residents
25.7/100050.0/1000
24.3/1000better in Paredes de Coura
Average commuteOne way to work or school
18 min17 min
1 minbetter in Vila Nova de Cerveira
Average salary (gross)Average monthly earnings, by place of work
€1,254/month€1,417/month
€163/monthbetter in Vila Nova de Cerveira
Median salary (gross)Half of workers earn less than this, by place of work
€1,070/month€1,175/month
€105/monthbetter in Vila Nova de Cerveira
Purchasing power (Portugal = 100)Per-capita index
69.882.6
12.8better in Vila Nova de Cerveira
PharmaciesPer 1,000 people
0.30/10000.30/1000
same in both
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
15.3 km21.2 km
5.9 kmbetter in Paredes de Coura
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
