Ovar vs Santa Maria da Feira: cost of living compared
versus
Yearly saving in Santa Maria da Feira
€431/year
For a single person buying a home, Santa Maria da Feira works out cheaper. A home in Santa Maria da Feira costs €10,260 less.
You will
Household
Transport
60 m²
More adjustments
OvarSanta Maria da Feira
Estimated home price · 60 m²€116,220Δ €10,260€105,960
On the day you buy
Down payment€11,622€10,596
Transfer tax (IMT)€197€0
Stamp duty · purchase€930€848
Stamp duty · loan€628€572
Total upfront€13,377€12,016
Monthly payment€403€367
Mortgage payments35 years at 3.00% · 90% financed
€4,831€4,404
€427less in Santa Maria da Feira
Property tax (IMI)1VPT estimated at 50% of price
€198€193
€5less in Santa Maria da Feira
Water, sewage and wasteOfficial tariffs · 4 m³/month
€350€277
€73less in Santa Maria da Feira
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€221€213
€8less in Santa Maria da Feira
Income tax refunded by the municipalityOvar gives back 4%, Santa Maria da Feira keeps the 5%
€80€0
€80less in Ovar
Total per yearItems with data for both
€5,898€5,467
€431less in Santa Maria da Feira
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
32%32%
same in both
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+83%+92%
9 pointsrose more in Santa Maria da Feira
Crime rateRecorded crimes per 1 000 residents
26.9/100022.0/1000
4.9/1000better in Santa Maria da Feira
Average commuteOne way to work or school
18 min17 min
1 minbetter in Santa Maria da Feira
Average salary (gross)Average monthly earnings, by place of work
€1,494/month€1,408/month
€86/monthbetter in Ovar
Median salary (gross)Half of workers earn less than this, by place of work
€1,242/month€1,140/month
€102/monthbetter in Ovar
Purchasing power (Portugal = 100)Per-capita index
89.289.1
0.1better in Ovar
PharmaciesPer 1,000 people
0.30/10000.20/1000
0.10/1000better in Ovar
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
8.6 km5.7 km
2.9 kmbetter in Santa Maria da Feira
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
