Ourique vs Santiago do Cacém: cost of living compared
versus
Yearly saving in Ourique
€3,128/year
For a single person buying a home, Ourique works out cheaper. A home in Ourique costs €71,460 less.
You will
Household
Transport
60 m²
More adjustments
OuriqueSantiago do Cacém
Estimated home price · 60 m²€59,580Δ €71,460€131,040
On the day you buy
Down payment€5,958€13,104
Transfer tax (IMT)€0€494
Stamp duty · purchase€477€1,048
Stamp duty · loan€322€708
Total upfront€6,756€15,354
Monthly payment€206€454
Mortgage payments35 years at 3.00% · 90% financed
€2,476€5,447
€2,971less in Ourique
Property tax (IMI)1VPT estimated at 50% of price
€89€197
€108less in Ourique
Water, sewage and wasteOfficial tariffs · 4 m³/month
no data for Ourique
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNo network: butane bottles
€360€360
same in both
Income tax refunded by the municipalityOurique gives back 2.5%, Santiago do Cacém keeps the 5%
€50€0
€50less in Ourique
Total per yearItems with data for both
€3,255€6,383
€3,128less in Ourique
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
excluded from comparison (missing for the other municipality)
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
21%41%
20%better in Ourique
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+48%+115%
67 pointsrose more in Santiago do Cacém
Crime rateRecorded crimes per 1 000 residents
33.3/100036.9/1000
3.6/1000better in Ourique
Average commuteOne way to work or school
16 min16 min
same in both
Average salary (gross)Average monthly earnings, by place of work
€1,177/month€1,334/month
€157/monthbetter in Santiago do Cacém
Median salary (gross)Half of workers earn less than this, by place of work
€1,002/month€1,095/month
€93/monthbetter in Santiago do Cacém
Purchasing power (Portugal = 100)Per-capita index
79.098.5
19.5better in Santiago do Cacém
PharmaciesPer 1,000 people
1.00/10000.40/1000
0.60/1000better in Ourique
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
19.0 km11.4 km
7.6 kmbetter in Santiago do Cacém
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
