Santarém

Ourém vs Tomar: cost of living compared

versus

Yearly saving in Tomar

€147/year

For a single person buying a home, Tomar works out cheaper. A home in Tomar costs €3,000 less.

You will

BuyRent

Household

SingleCoupleFamily

Transport

NonePassCar

Home size (m²)

60 m²

More adjustments

Water use (m³/month)DependantsIncome tax paid per year (€)Household gross monthly income (€)Home price (€)Taxable property value, VPT (€)Down payment (%)Term (years)Interest rate (%)I'm 35 or under and it's my first home (IMT Jovem)

OurémTomar

Estimated home price · 60 m²€84,660Δ €3,000€81,660

On the day you buy

Down payment€8,466€8,166

Transfer tax (IMT)€0€0

Stamp duty · purchase€677€653

Stamp duty · loan€457€441

Total upfront€9,600€9,260

Monthly payment€293€283

Mortgage payments35 years at 3.00% · 90% financed

€3,519€3,394

€125less in Tomar

Property tax (IMI)¹VPT estimated at 50% of price

€138€139

€1less in Ourém

Water, sewage and wasteOfficial tariffs · 4 m³/month

€284€261

€23less in Tomar

ElectricityERSE regulated tariff · 1,469 kWh/year

€380€380

same in both

GasNatural gas, regulated tariff

€209€209

same in both

Income tax refunded by the municipalityOurém keeps the 5%, Tomar keeps the 5%

€0€0

same in both

Total per yearItems with data for both

€4,529€4,382

€147less in Tomar

¹ Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.

Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).

Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026

Beyond the cost

Mortgage payment ÷ 1 × local median gross salary

26%26%

same in both

House price rise over 5 yearsMedian sale price (€/m²), over 5 years

+80%+88%

8 pointsrose more in Tomar

Crime rateRecorded crimes per 1 000 residents

26.7/100032.2/1000

5.5/1000better in Ourém

Average commuteOne way to work or school

17 min18 min

1 minbetter in Ourém

Average salary (gross)Average monthly earnings, by place of work

€1,357/month€1,327/month

€30/monthbetter in Ourém

Median salary (gross)Half of workers earn less than this, by place of work

€1,138/month€1,100/month

€38/monthbetter in Ourém

Purchasing power (Portugal = 100)Per-capita index

87.688.4

0.8better in Tomar

PharmaciesPer 1,000 people

0.40/10000.30/1000

0.10/1000better in Ourém

Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department

15.9 km4.4 km

11.5 kmbetter in Tomar

CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)

70/10040/100

30/100better in Ourém

Crèche placesTotal crèche places (excluding childminders)

685172

513better in Ourém

Not-for-profit crèchesShare of places in public, IPSS and misericórdia crèches, free under Creche Feliz

100%60%

40%better in Ourém

Ageing indexOlder people per 100 young (lower = younger)

194292

98better in Ourém

Burnt land over 10 yearsShare of the land that burnt at least once in 10 years

19%4.6%

14%better in Tomar

Not part of the euro total. Crime: recorded crimes per 1 000 residents (2025). Commute: average one-way trip to work or school (2021).

Ourém and Tomar in the rankings

See where Ourém and Tomar rank on each indicator: home prices, salaries, emergency care, crèches…

Choose the indicator →

Better valueTomar

Ourém → Tomar →