For a single person buying a home, Pombal works out cheaper. A home in Pombal costs €3,060 less.
You will
Household
Transport
60 m²
More adjustments
OurémPombal
Estimated home price · 60 m²€84,660Δ €3,060€81,600
On the day you buy
Down payment€8,466€8,160
Transfer tax (IMT)€0€0
Stamp duty · purchase€677€653
Stamp duty · loan€457€441
Total upfront€9,600€9,253
Monthly payment€293€283
Mortgage payments35 years at 3.00% · 90% financed
€3,519€3,392
€127less in Pombal
Property tax (IMI)1VPT estimated at 50% of price
€138€122
€16less in Pombal
Water, sewage and wasteOfficial tariffs · 4 m³/month
€284€148
€136less in Pombal
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€209€209
same in both
Income tax refunded by the municipalityOurém keeps the 5%, Pombal gives back 2.5%
€0€50
€50less in Pombal
Total per yearItems with data for both
€4,529€4,200
€329less in Pombal
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
26%25%
1%better in Pombal
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+80%+67%
13 pointsrose more in Ourém
Crime rateRecorded crimes per 1 000 residents
26.7/100023.6/1000
3.1/1000better in Pombal
Average commuteOne way to work or school
17 min17 min
same in both
Average salary (gross)Average monthly earnings, by place of work
€1,357/month€1,335/month
€22/monthbetter in Ourém
Median salary (gross)Half of workers earn less than this, by place of work
€1,138/month€1,141/month
€3/monthbetter in Pombal
Purchasing power (Portugal = 100)Per-capita index
87.684.2
3.4better in Ourém
PharmaciesPer 1,000 people
0.40/10000.40/1000
same in both
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
15.9 km7.9 km
8.0 kmbetter in Pombal
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
