Oliveira do Hospital vs Seia: cost of living compared
versus
Yearly saving in Seia
€142/year
For a single person buying a home, Seia works out cheaper. A home in Seia costs €2,040 less.
You will
Household
Transport
60 m²
More adjustments
Oliveira do HospitalSeia
Estimated home price · 60 m²€46,500Δ €2,040€44,460
On the day you buy
Down payment€4,650€4,446
Transfer tax (IMT)€0€0
Stamp duty · purchase€372€356
Stamp duty · loan€251€240
Total upfront€5,273€5,042
Monthly payment€161€154
Mortgage payments35 years at 3.00% · 90% financed
€1,933€1,848
€85less in Seia
Property tax (IMI)1VPT estimated at 50% of price
€72€76
€4less in Oliveira do Hospital
Water, sewage and wasteOfficial tariffs · 4 m³/month
€221€210
€11less in Seia
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€209€209
same in both
Income tax refunded by the municipalityOliveira do Hospital keeps the 5%, Seia gives back 2.5%
€0€50
€50less in Seia
Total per yearItems with data for both
€2,814€2,672
€142less in Seia
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
15%15%
same in both
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+45%+73%
28 pointsrose more in Seia
Crime rateRecorded crimes per 1 000 residents
22.6/100033.3/1000
10.7/1000better in Oliveira do Hospital
Average commuteOne way to work or school
16 min15 min
1 minbetter in Seia
Average salary (gross)Average monthly earnings, by place of work
€1,214/month€1,198/month
€16/monthbetter in Oliveira do Hospital
Median salary (gross)Half of workers earn less than this, by place of work
€1,053/month€1,037/month
€16/monthbetter in Oliveira do Hospital
Purchasing power (Portugal = 100)Per-capita index
74.978.8
3.9better in Seia
PharmaciesPer 1,000 people
0.40/10000.50/1000
0.10/1000better in Seia
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
15.4 km5.3 km
10.1 kmbetter in Seia
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
