Oliveira do Bairro vs Vagos: cost of living compared
versus
Yearly saving in Oliveira do Bairro
€1,026/year
For a single person buying a home, Oliveira do Bairro works out cheaper. A home in Oliveira do Bairro costs €20,520 less.
You will
Household
Transport
60 m²
More adjustments
Oliveira do BairroVagos
Estimated home price · 60 m²€83,340Δ €20,520€103,860
On the day you buy
Down payment€8,334€10,386
Transfer tax (IMT)€0€0
Stamp duty · purchase€667€831
Stamp duty · loan€450€561
Total upfront€9,451€11,778
Monthly payment€289€360
Mortgage payments35 years at 3.00% · 90% financed
€3,464€4,317
€853less in Oliveira do Bairro
Property tax (IMI)1VPT estimated at 50% of price
€125€208
€83less in Oliveira do Bairro
Water, sewage and wasteOfficial tariffs · 4 m³/month
€336€326
€10less in Vagos
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€209€209
same in both
Income tax refunded by the municipalityOliveira do Bairro gives back the 5%, Vagos keeps the 5%
€100€0
€100less in Oliveira do Bairro
Total per yearItems with data for both
€4,413€5,439
€1,026less in Oliveira do Bairro
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
24%30%
6%better in Oliveira do Bairro
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+78%+87%
9 pointsrose more in Vagos
Crime rateRecorded crimes per 1 000 residents
35.4/100018.0/1000
17.4/1000better in Vagos
Average commuteOne way to work or school
16 min17 min
1 minbetter in Oliveira do Bairro
Average salary (gross)Average monthly earnings, by place of work
€1,408/month€1,372/month
€36/monthbetter in Oliveira do Bairro
Median salary (gross)Half of workers earn less than this, by place of work
€1,187/month€1,187/month
same in both
Purchasing power (Portugal = 100)Per-capita index
83.979.9
4.0better in Oliveira do Bairro
PharmaciesPer 1,000 people
0.30/10000.30/1000
same in both
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
10.5 km13.9 km
3.4 kmbetter in Oliveira do Bairro
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
