Oliveira de Frades vs Vouzela: cost of living compared
versus
Yearly saving in Vouzela
€720/year
For a single person buying a home, Vouzela works out cheaper. A home in Vouzela costs €18,000 less.
You will
Household
Transport
60 m²
More adjustments
Oliveira de FradesVouzela
Estimated home price · 60 m²€55,380Δ €18,000€37,380
On the day you buy
Down payment€5,538€3,738
Transfer tax (IMT)€0€0
Stamp duty · purchase€443€299
Stamp duty · loan€299€202
Total upfront€6,280€4,239
Monthly payment€192€129
Mortgage payments35 years at 3.00% · 90% financed
€2,302€1,554
€748less in Vouzela
Property tax (IMI)1VPT estimated at 50% of price
€83€56
€27less in Vouzela
Water, sewage and wasteOfficial tariffs · 4 m³/month
€126€200
€74less in Oliveira de Frades
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNo network: butane bottles
€360€360
same in both
Income tax refunded by the municipalityOliveira de Frades keeps the 5%, Vouzela gives back 1%
€0€20
€20less in Vouzela
Total per yearItems with data for both
€3,250€2,530
€720less in Vouzela
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
16%12%
4%better in Vouzela
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+52%+46%
6 pointsrose more in Oliveira de Frades
Crime rateRecorded crimes per 1 000 residents
27.8/100020.9/1000
6.9/1000better in Vouzela
Average commuteOne way to work or school
17 min19 min
2 minbetter in Oliveira de Frades
Average salary (gross)Average monthly earnings, by place of work
€1,453/month€1,222/month
€231/monthbetter in Oliveira de Frades
Median salary (gross)Half of workers earn less than this, by place of work
€1,213/month€1,065/month
€148/monthbetter in Oliveira de Frades
Purchasing power (Portugal = 100)Per-capita index
84.070.2
13.8better in Oliveira de Frades
PharmaciesPer 1,000 people
0.40/10000.40/1000
same in both
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
13.2 km9.4 km
3.8 kmbetter in Vouzela
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
