Oliveira de Frades vs Sever do Vouga: cost of living compared
versus
Yearly saving in Sever do Vouga
€293/year
For a single person buying a home, Sever do Vouga works out cheaper. A home in Sever do Vouga costs €5,880 less.
You will
Household
Transport
60 m²
More adjustments
Oliveira de FradesSever do Vouga
Estimated home price · 60 m²€55,380Δ €5,880€49,500
On the day you buy
Down payment€5,538€4,950
Transfer tax (IMT)€0€0
Stamp duty · purchase€443€396
Stamp duty · loan€299€267
Total upfront€6,280€5,613
Monthly payment€192€171
Mortgage payments35 years at 3.00% · 90% financed
€2,302€2,057
€245less in Sever do Vouga
Property tax (IMI)1VPT estimated at 50% of price
€83€74
€9less in Sever do Vouga
Water, sewage and wasteOfficial tariffs · 4 m³/month
no data for Sever do Vouga
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNo network: butane bottles
€360€360
same in both
Income tax refunded by the municipalityOliveira de Frades keeps the 5%, Sever do Vouga gives back 2%
€0€40
€40less in Sever do Vouga
Total per yearItems with data for both
€3,124€2,831
€293less in Sever do Vouga
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
excluded from comparison (missing for the other municipality)
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
16%14%
2%better in Sever do Vouga
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+52%+52%
same in both
Crime rateRecorded crimes per 1 000 residents
27.8/100025.1/1000
2.7/1000better in Sever do Vouga
Average commuteOne way to work or school
17 min17 min
same in both
Average salary (gross)Average monthly earnings, by place of work
€1,453/month€1,383/month
€70/monthbetter in Oliveira de Frades
Median salary (gross)Half of workers earn less than this, by place of work
€1,213/month€1,196/month
€17/monthbetter in Oliveira de Frades
Purchasing power (Portugal = 100)Per-capita index
84.081.1
2.9better in Oliveira de Frades
PharmaciesPer 1,000 people
0.40/10000.40/1000
same in both
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
13.2 km14.6 km
1.4 kmbetter in Oliveira de Frades
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
