Oliveira de Azeméis vs Sever do Vouga: cost of living compared
versus
Yearly saving in Sever do Vouga
€1,651/year
For a single person buying a home, Sever do Vouga works out cheaper. A home in Sever do Vouga costs €40,920 less.
You will
Household
Transport
60 m²
More adjustments
Oliveira de AzeméisSever do Vouga
Estimated home price · 60 m²€90,420Δ €40,920€49,500
On the day you buy
Down payment€9,042€4,950
Transfer tax (IMT)€0€0
Stamp duty · purchase€723€396
Stamp duty · loan€488€267
Total upfront€10,254€5,613
Monthly payment€313€171
Mortgage payments35 years at 3.00% · 90% financed
€3,758€2,057
€1,701less in Sever do Vouga
Property tax (IMI)1VPT estimated at 50% of price
€136€74
€62less in Sever do Vouga
Water, sewage and wasteOfficial tariffs · 4 m³/month
no data for Sever do Vouga
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasOliveira de Azeméis: network · Sever do Vouga: bottle
€209€360
€151less in Oliveira de Azeméis
Income tax refunded by the municipalityOliveira de Azeméis keeps the 5%, Sever do Vouga gives back 2%
€0€40
€40less in Sever do Vouga
Total per yearItems with data for both
€4,482€2,831
€1,651less in Sever do Vouga
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
excluded from comparison (missing for the other municipality)
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
26%14%
12%better in Sever do Vouga
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+88%+52%
36 pointsrose more in Oliveira de Azeméis
Crime rateRecorded crimes per 1 000 residents
20.4/100025.1/1000
4.7/1000better in Oliveira de Azeméis
Average commuteOne way to work or school
14 min17 min
3 minbetter in Oliveira de Azeméis
Average salary (gross)Average monthly earnings, by place of work
€1,463/month€1,383/month
€80/monthbetter in Oliveira de Azeméis
Median salary (gross)Half of workers earn less than this, by place of work
€1,187/month€1,196/month
€9/monthbetter in Sever do Vouga
Purchasing power (Portugal = 100)Per-capita index
85.081.1
3.9better in Oliveira de Azeméis
PharmaciesPer 1,000 people
0.20/10000.40/1000
0.20/1000better in Sever do Vouga
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
3.4 km14.6 km
11.2 kmbetter in Oliveira de Azeméis
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
