Oleiros vs Pampilhosa da Serra: cost of living compared
versus
Yearly saving in Oleiros
€48/year
For a single person buying a home, Oleiros works out cheaper. A home in Pampilhosa da Serra costs €1,560 less.
You will
Household
Transport
60 m²
More adjustments
OleirosPampilhosa da Serra
Estimated home price · 60 m²€29,580Δ €1,560€28,020
On the day you buy
Down payment€2,958€2,802
Transfer tax (IMT)€0€0
Stamp duty · purchase€237€224
Stamp duty · loan€160€151
Total upfront€3,354€3,177
Monthly payment€102€97
Mortgage payments35 years at 3.00% · 90% financed
€1,229€1,165
€64less in Pampilhosa da Serra
Property tax (IMI)1VPT estimated at 50% of price
€44€42
€2less in Pampilhosa da Serra
Water, sewage and wasteOfficial tariffs · 4 m³/month
€165€281
€116less in Oleiros
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNo network: butane bottles
€360€360
same in both
Income tax refunded by the municipalityOleiros gives back the 5%, Pampilhosa da Serra gives back the 5%
€100€100
same in both
Total per yearItems with data for both
€2,079€2,127
€48less in Oleiros
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
10%10%
same in both
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+64%+126%
62 pointsrose more in Pampilhosa da Serra
Crime rateRecorded crimes per 1 000 residents
23.5/100019.1/1000
4.4/1000better in Pampilhosa da Serra
Average commuteOne way to work or school
17 min20 min
3 minbetter in Oleiros
Average salary (gross)Average monthly earnings, by place of work
€1,248/month€1,136/month
€112/monthbetter in Oleiros
Median salary (gross)Half of workers earn less than this, by place of work
€1,024/month€1,007/month
€17/monthbetter in Oleiros
Purchasing power (Portugal = 100)Per-capita index
69.266.8
2.4better in Oleiros
PharmaciesPer 1,000 people
0.70/10000.60/1000
0.10/1000better in Oleiros
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
32.1 km22.7 km
9.4 kmbetter in Pampilhosa da Serra
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
