Odemira vs Santiago do Cacém: cost of living compared
versus
Yearly saving in Odemira
€966/year
For a single person buying a home, Odemira works out cheaper. A home in Odemira costs €23,040 less.
You will
Household
Transport
60 m²
More adjustments
OdemiraSantiago do Cacém
Estimated home price · 60 m²€108,000Δ €23,040€131,040
On the day you buy
Down payment€10,800€13,104
Transfer tax (IMT)€33€494
Stamp duty · purchase€864€1,048
Stamp duty · loan€583€708
Total upfront€12,280€15,354
Monthly payment€374€454
Mortgage payments35 years at 3.00% · 90% financed
€4,489€5,447
€958less in Odemira
Property tax (IMI)1VPT estimated at 50% of price
€162€197
€35less in Odemira
Water, sewage and wasteOfficial tariffs · 4 m³/month
€172€116
€56less in Santiago do Cacém
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNo network: butane bottles
€360€360
same in both
Income tax refunded by the municipalityOdemira gives back 1.5%, Santiago do Cacém keeps the 5%
€30€0
€30less in Odemira
Total per yearItems with data for both
€5,533€6,499
€966less in Odemira
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
38%41%
3%better in Odemira
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+64%+115%
51 pointsrose more in Santiago do Cacém
Crime rateRecorded crimes per 1 000 residents
20.8/100036.9/1000
16.1/1000better in Odemira
Average commuteOne way to work or school
17 min16 min
1 minbetter in Santiago do Cacém
Average salary (gross)Average monthly earnings, by place of work
€1,145/month€1,334/month
€189/monthbetter in Santiago do Cacém
Median salary (gross)Half of workers earn less than this, by place of work
€983/month€1,095/month
€112/monthbetter in Santiago do Cacém
Purchasing power (Portugal = 100)Per-capita index
77.398.5
21.2better in Santiago do Cacém
PharmaciesPer 1,000 people
0.30/10000.40/1000
0.10/1000better in Santiago do Cacém
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
13.7 km11.4 km
2.3 kmbetter in Santiago do Cacém
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
