Leiria

Óbidos vs Peniche: cost of living compared

versus

Yearly saving in Óbidos

€319/year

For a single person buying a home, Óbidos works out cheaper. A home in Óbidos costs €4,980 less.

You will

BuyRent

Household

SingleCoupleFamily

Transport

NonePassCar

Home size (m²)

60 m²

More adjustments

Water use (m³/month)DependantsIncome tax paid per year (€)Household gross monthly income (€)Home price (€)Taxable property value, VPT (€)Down payment (%)Term (years)Interest rate (%)I'm 35 or under and it's my first home (IMT Jovem)

ÓbidosPeniche

Estimated home price · 60 m²€134,940Δ €4,980€139,920

On the day you buy

Down payment€13,494€13,992

Transfer tax (IMT)€572€671

Stamp duty · purchase€1,080€1,119

Stamp duty · loan€729€756

Total upfront€15,874€16,538

Monthly payment€467€485

Mortgage payments35 years at 3.00% · 90% financed

€5,609€5,816

€207less in Óbidos

Property tax (IMI)¹VPT estimated at 50% of price

€243€213

€30less in Peniche

Water, sewage and wasteOfficial tariffs · 4 m³/month

€176€278

€102less in Óbidos

ElectricityERSE regulated tariff · 1,469 kWh/year

€380€380

same in both

GasNatural gas, regulated tariff

€209€209

same in both

Income tax refunded by the municipalityÓbidos gives back 4%, Peniche gives back 2%

€80€40

€40less in Óbidos

Total per yearItems with data for both

€6,536€6,855

€319less in Óbidos

¹ Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.

Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).

Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026

Beyond the cost

Mortgage payment ÷ 1 × local median gross salary

43%47%

4%better in Óbidos

House price rise over 5 yearsMedian sale price (€/m²), over 5 years

+74%+98%

24 pointsrose more in Peniche

Crime rateRecorded crimes per 1 000 residents

36.4/100032.5/1000

3.9/1000better in Peniche

Average commuteOne way to work or school

18 min16 min

2 minbetter in Peniche

Average salary (gross)Average monthly earnings, by place of work

€1,294/month€1,232/month

€62/monthbetter in Óbidos

Median salary (gross)Half of workers earn less than this, by place of work

€1,082/month€1,031/month

€51/monthbetter in Óbidos

Purchasing power (Portugal = 100)Per-capita index

81.787.0

5.3better in Peniche

PharmaciesPer 1,000 people

0.40/10000.20/1000

0.20/1000better in Óbidos

Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department

7.1 km3.9 km

3.2 kmbetter in Peniche

CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)

81/10058/100

23/100better in Óbidos

Crèche placesTotal crèche places (excluding childminders)

229382

153better in Peniche

Not-for-profit crèchesShare of places in public, IPSS and misericórdia crèches, free under Creche Feliz

100%100%

same in both

Ageing indexOlder people per 100 young (lower = younger)

217201

16better in Peniche

Burnt land over 10 yearsShare of the land that burnt at least once in 10 years

2.7%0.3%

2.4%better in Peniche

Not part of the euro total. Crime: recorded crimes per 1 000 residents (2025). Commute: average one-way trip to work or school (2021).

Óbidos and Peniche in the rankings

See where Óbidos and Peniche rank on each indicator: home prices, salaries, emergency care, crèches…

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Better valueÓbidos

Óbidos → Peniche →