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Moura vs Serpa: cost of living compared

versus
Yearly saving in Serpa
€244/year

For a single person buying a home, Serpa works out cheaper. A home in Serpa costs €6,660 less.

You will
Household
Transport
60 m²
More adjustments
MouraSerpa
Estimated home price · 60 m²€48,840Δ €6,660€42,180
On the day you buy
Down payment€4,884€4,218
Transfer tax (IMT)€0€0
Stamp duty · purchase€391€337
Stamp duty · loan€264€228
Total upfront€5,538€4,783
Monthly payment€169€146
Mortgage payments35 years at 3.00% · 90% financed
€277less in Serpa
Property tax (IMI)1VPT estimated at 50% of price
€10less in Serpa
Water, sewage and wasteOfficial tariffs · 4 m³/month
€3less in Moura
ElectricityERSE regulated tariff · 1,469 kWh/year
same in both
GasNo network: butane bottles
same in both
Income tax refunded by the municipalityMoura gives back 2.5%, Serpa gives back 0.5%
€40less in Moura
Total per yearItems with data for both
€244less in Serpa

1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.

Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).

Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026

Beyond the cost

Mortgage payment ÷ 1 × local median gross salary
3%better in Serpa
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
1 pointsrose more in Moura
Crime rateRecorded crimes per 1 000 residents
5.8/1000better in Serpa
Average commuteOne way to work or school
1 minbetter in Moura
Average salary (gross)Average monthly earnings, by place of work
€44/monthbetter in Moura
Median salary (gross)Half of workers earn less than this, by place of work
€14/monthbetter in Serpa
Purchasing power (Portugal = 100)Per-capita index
0.7better in Moura
PharmaciesPer 1,000 people
0.50/1000better in Moura
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
13.0 kmbetter in Moura
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
15/100better in Moura
Crèche placesTotal crèche places (excluding childminders)
86better in Moura
Not-for-profit crèchesShare of places in public, IPSS and misericórdia crèches, free under Creche Feliz
same in both
Ageing indexOlder people per 100 young (lower = younger)
61better in Moura
Burnt land over 10 yearsShare of the land that burnt at least once in 10 years
0.1%better in Serpa

Not part of the euro total. Crime: recorded crimes per 1 000 residents (2025). Commute: average one-way trip to work or school (2021).

Moura and Serpa in the rankings

See where Moura and Serpa rank on each indicator: home prices, salaries, emergency care, crèches…

Choose the indicator →
Better valueSerpa

Moura → Serpa →